Currituck County property record for 524 E Ridge Rd, Shawboro, NC 27973
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.41 acres (61,420 sqft) |
| Owner | Individual Name on File |
| Last Sale | $100,000 (Dec 2024) |
| Tax Bill | $466 (2025) |
| Deeds & Mortgages | Sep 2025 Transfer Sep 2025 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 8968-37-6434 |
| Primary APN | 8968-37-6434 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|
| Lot Area | 61,420 sqft (1.41 acres) |
|---|
| Account Number | 000158771 |
|---|---|
| Street Address | 524 E RIDGE RD |
| City | SHAWBORO |
| State | NC |
| Zip | 27973-9705 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | LOT 3-RESIDUAL MINR SUBD OF LOT 3 ANDERSON MEADOWS |
| Legal Subdivision | ANDERSON MEADOWS |
| Legal Lot Number | 3 |
| Jurisdiction | CURRITUCK NC |
| Township / Civil Division | CRAWFORD |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 110302 |
524 E Ridge Rd is owned by an individual who acquired it in September 2025.
Source: Currituck County records, as of December 2, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 141 WHITEHURST RD, CHESAPEAKE, VA 23322-4236 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 30, 2025 | Quit Claim Deed, Transfer Quitclaim |
| Sep 30, 2025 | Warranty Deed, Transfer · Conventional Mortgage C&F MORTGAGE CORP |
| Dec 11, 2024 | Warranty Deed, Transfer CITIZENS & FARMERS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 11, 2024 · Amount on File |
| Deed Sale | Dec 11, 2024 · Amount on File |
| Prior Sale | Dec 20, 1993 |
| Deed Document Number | 2024392710 |
| Deed Book / Page | 1793 / 419 |
| Last Transfer Date | Sep 12, 2025 |
| Transfer Doc | 0018250725 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CURRITUCK NC |
| Recording Date | Sep 30, 2025 |
| Property Address | 524 E RIDGE RD, SHAWBORO, NC 27973-9705 |
| Document Number | 0018250725 |
| Book / Page | 1825 / 725 |
| Map Reference | CAB J SL 78 |
| Instrument Date | Sep 12, 2025 |
| Instrument | 398069 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 141 WHITEHURST RD, CHESAPEAKE, VA 23322-4236 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CURRITUCK NC |
| Recording Date | Sep 30, 2025 |
| Property Address | 524 E RIDGE RD, SHAWBORO, NC 27973-9705 |
| Document Number | 0018250723 |
| Book / Page | 1825 / 723 |
| Map Reference | CAN J SL 78 |
| Instrument Date | Sep 12, 2025 |
| Instrument | 398068 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1521 TAYLOR FARM RD, VIRGINIA BEACH, VA 23453-2968 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 524 E RIDGE RD, SHAWBORO, NC 27973-9705 |
| Document Number | 0000398070 |
|---|---|
| Date | Sep 30, 2025 |
| Instrument | 398070 |
| Name | C&F MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CURRITUCK NC |
| Recording Date | Dec 11, 2024 |
| Property Address | 524 E RIDGE RD, SHAWBORO, NC 27973-9705 |
| Document Number | 0017930419 |
| Book / Page | 1793 / 419 |
| Map Reference | CAB J SL 78 |
| Instrument Date | Sep 20, 2024 |
| Instrument | 392710 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $200.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 204 S WATERLILY RD, COINJOCK, NC 27923-9727 |
| Name | Verified Name |
|---|---|
| Address | 1521 TAYLOR FARM RD, VIRGINIA BEACH, VA 23453-2968 |
| Investor | Possibly a Property Investor |
| Document Number | 0000392711 |
|---|---|
| Date | Dec 11, 2024 |
| Instrument | 392711 |
| Name | CITIZENS & FARMERS BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 524 E Ridge Rd was $466.
Source: Currituck County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Currituck County |
| Unified School District | Currituck County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $466.00 | $75,200 (-) Land $75,200 | |
| 2024 | $466.00 (+10.69%) | $75,200 (-) Land $75,200 | |
| 2023 | $421.00 (+22.03%) | $75,200 (-) Land $75,200 | $75,200 (-) Land $75,200 |
| 2022 | $345.00 | $75,200 Land $75,200 | $75,200 (-) Land $75,200 |
| 2021 | $75,200 Land $75,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 524 E Ridge Rd in Zone X, an area of moderate flood risk, though there have been 19 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 120 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 120 in force |
| Nearby Flood Claims | 19 (1999–2026) |
| Claims Outside the SFHA | 3 of 19 |
| Most Recent Claim | Jun 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 524 E Ridge Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CURRITUCK COUNTY WATER SYSTEM serves 24,130 people · EPA ID NC0427010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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