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545 E Pinehurst Trl, North Sioux City, SD 57049 Property Records

Union County property record for 545 E Pinehurst Trl, North Sioux City, SD 57049

Property Summary

Property TypeSingle Family Home
Details4 bd · 1,969 sqft · built 2018
Lot Size0.244 acres (10,629 sqft)
OwnerCompany Name on Record
Last Sale$679,000 (Oct 2024)
Tax Bill$9,931 (2025)
Deeds & MortgagesOct 2024 Line of Credit
Dec 2017 Construction Loan
+ 1 more
Flood ZoneZone X (moderate risk)
APN23.GC.28.1027

Property Details

APN / Parcel Number

Primary APN23.GC.28.1027

Interior

Bedrooms4 Beds
Stories1 Story
Building Area1,969 sqft Living Area
Basement Area1,359 sqft
Finished Basement1,359 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialCombination
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area10,629 sqft (0.244 acres)
Garage TypeAttached
Garage Area814 sqft
Parking Spaces3 Parking Spaces
PorchCovered Porch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address545 E PINEHURST TRL
CityNORTH SIOUX CITY
StateSD
Zip57049-5472
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 27 DAK DUNES GOLF COURSE 28TH ADD (.244A)
Legal SubdivisionDAK DUNES GOLF COURSE 28TH ADD
Legal Lot Number27
Legal Unit1
JurisdictionUNION SD
Township / Civil DivisionBIG SIOUX
Census Block Group2
Census Block2001
Census Tract20301

Owner

Source: Union County records, as of April 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address545 E PINEHURST TRL, DAKOTA DUNES, SD 57049-5472
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Oct 22, 2024Warranty Deed, Transfer · Line of Credit
CENTRAL BANK
Dec 19, 2017Deed of Trust, Mortgage · Construction Mortgage
CENTRAL BANK
Aug 27, 2018Warranty Deed, Subdivision Related Transfer · ARM
CENTRAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 11, 2024 · Amount on Record
Deed SaleOct 11, 2024 · Amount on Record
Prior SaleAug 27, 2018 · Amount on Record
Deed Document Number2024
Record UpdatedJun 8, 2026

October 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION SD
Recording DateOct 22, 2024
Property Address545 E PINEHURST TRL, DAKOTA DUNES, SD 57049-5472
Document Number000114/554
Book / Page114 / 554
Instrument DateOct 11, 2024
Instrument242214
Transaction TypeTransfer
Record UpdatedOct 6, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address705 DOUGLAS ST APT 507, 507, SIOUX CITY, IA 51101-1060

Transferred To (Grantee/Buyer)

NameVerified Name
Address545 E PINEHURST TRL, DAKOTA DUNES, SD 57049-5472

Mortgage

Document Number0000184600
DateOct 22, 2024
Instrument184/600
Lender
NameCENTRAL BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueOct 30, 2034
Interest
Change FrequencyMonthly

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION SD
Property Address545 E PINEHURST TRL, DAKOTA DUNES, SD 57049-5472
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number170/0959
DateDec 19, 2017
Book Page170/0959
Instrument175132
Lender
NameCENTRAL BANK
TypeBank
AddressSIOUX CITY, IA 51101
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueDec 15, 2018

August 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionUNION SD
Recording DateAug 27, 2018
Property Address545 E PINEHURST TRL, DAKOTA DUNES, SD 57049-5472
Document Number00108/0559
Book / Page108 / 0559
Instrument DateJul 31, 2018
Instrument183608
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 14, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address125 GATEWAY DR, 125, NORTH SIOUX CITY, SD 57049-5405

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address545 E PINEHURST TRL, NORTH SIOUX CITY, SD 57049-5472
InvestorPossibly a Property Investor

Mortgage

Document Number0000183609
DateAug 27, 2018
Instrument183609
Lender
NameCENTRAL BANK
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueSep 1, 2048
Interest
Rate TypeAdjustable Rate
Rate4.12%
Type Change DateSep 1, 2023
Change FrequencyAnnually
Max Rate At Change9.12%
Index1-Year LIBOR
Margin2
Max Rate9.12%

Tax Assessment & Valuation

Source: Union County assessment roll, as of October 6, 2025

Property Jurisdictions

TypeName
StateSouth Dakota
CountyUnion County
County SubdivisionBig Sioux Township
Unified School DistrictDakota Valley School District 61-8 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$9,931.00 (+1.15%)$629,776 (-) Land $56,250 Building $573,526
2024$9,818.00 (-0.63%)
2023$9,880.00 (+11.53%)$629,776 Land $56,250 Building $573,526
2022$8,859.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 124 policies
Nearby Flood Policies124 in force
Nearby Flood Claims33 (2011–2024)
Claims Outside the SFHA25 of 33
Most Recent ClaimJun 2024 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms And Flooding, Jun 2019 · 2 claims
  • Flooding, Jul 2011 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 78% of South Dakota
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDAKOTA DUNES CID
serves 3,700 people · EPA ID SD4602093
Water SourcePurchased groundwater influenced by surface water from SIOUX CITY WATER SUPPLY
Last State InspectionApr 2024
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Long Lines Metro
Cable		1,500 / 50
ImOn Communications
Fiber		1,000 / 1,000
Sparklight
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20

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