505 E Pinehurst Trl, North Sioux City, SD 57049 Property Records

Union County property record for 505 E Pinehurst Trl, North Sioux City, SD 57049

Property Summary

Property Type	Single Family Home
Details	2 bd · 1,519 sqft · built 2015
Lot Size	0.202 acres (8,799 sqft)
Owner	Individual Name on File
Last Sale	$370,000 (Mar 2019)
Tax Bill	$6,615 (2025)
Deeds & Mortgages	Apr 2019 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`23.GC.28.1025D`

Property Details

APN / Parcel Number

Primary APN	`23.GC.28.1025D`

Interior

Bedrooms	2 Beds
Stories	1 Story
Building Area	1,519 sqft Living Area
Basement Area	2,502 sqft
Finished Basement	2,502 sqft
Flooring	Stone
Interior Walls	Stone
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Combination
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	8,799 sqft (0.202 acres)
Garage Type	Attached
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	505 E PINEHURST TRL
City	NORTH SIOUX CITY
State	SD
Zip	57049-5472
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 25D DAK DUNES GOLF COURSE 28TH ADD (.202A)
Legal Subdivision	DAK DUNES GOLF COURSE 28TH ADD
Legal Lot Number	25D
Legal Unit	1
Jurisdiction	UNION SD
Township / Civil Division	BIG SIOUX
Census Block Group	2
Census Block	2001
Census Tract	20301

Owner

Source: Union County records · APN 23.GC.28.1025D

Assessment roll updated October 6, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	505 E PINEHURST TRL, DAKOTA DUNES, SD 57049-5472
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 22, 2019 · Amount on Record
Deed Sale	Mar 22, 2019 · Amount on Record
Record Updated	Jun 08, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	505 E PINEHURST TRL, DAKOTA DUNES, SD 57049-5472
Transaction Type	Mortgage
Record Updated	May 15, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	174/0277
Date	Apr 15, 2019
Book Page	174/0277
Instrument	191458

Lender

Name	CENTRAL BANK
Type	Bank
Address	SPIRIT LAKE, IA 51360

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	May 01, 2024
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	7%
Index	1-Year CMT
Margin	3
Max Rate	11%

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated October 6, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Union County
County Subdivision	Big Sioux Township
Unified School District	Dakota Valley School District 61-8 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$6,615.00 (+1.15%)	$419,491 (-) Land $56,250 Building $363,241
2024	$6,540.00 (-0.62%)
2023	$6,581.00 (-0.63%)	$419,491 Land $56,250 Building $363,241
2022	$6,623.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 31, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 124 policies
Nearby Flood Policies	124 in force
Nearby Flood Claims	33 (2011–2024)
Claims Outside the SFHA	25 of 33
Most Recent Claim	Jun 2024 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2019 · 2 claims Flooding, Jul 2011 · 26 claims

Wildfire

Wildfire Risk	Low lower than 65% of the US · lower than 78% of South Dakota
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Long Lines Cable	1,500 / 50
Hawkeye Topco Holdings Fiber	1,000 / 1,000
Cable One Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 235 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	DAKOTA DUNES CID serves 3,700 people
Water Source	Purchased groundwater influenced by surface water from SIOUX CITY WATER SUPPLY
Last State Inspection	Apr 2024
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.