Union County property record for 485 E Pinehurst Trl, North Sioux City, SD 57049
| Property Type | Other Improved |
|---|---|
| Details | 5 bd · 2,160 sqft · built 2015 |
| Lot Size | 0.212 acres (9,235 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $8,302 (2026) |
| Deeds & Mortgages | Jun 2021 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 23.GC.28.1024B |
| Primary APN | 23.GC.28.1024B |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Stories | 1 Story |
| Building Area | 2,160 sqft Living Area |
| Basement Area | 1,599 sqft |
| Finished Basement | 1,599 sqft |
| Unfinished Basement | 2,160 sqft |
| Flooring | Stone |
| Interior Walls | Stone |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Combination |
| Construction Type | Wood |
| Foundation Type | Stone |
| Roof Type | Steel Frame/Truss |
| Roof Material | Wood Shingle |
| Lot Area | 9,235 sqft (0.212 acres) |
| Garage Type | Attached |
| Garage Area | 788 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Covered Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 485 E PINEHURST TRL |
|---|---|
| City | NORTH SIOUX CITY |
| State | SD |
| Zip | 57049-5426 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | LOT 24B DAK DUNES GOLF COURSE 28TH ADD (.212A) |
| Legal Subdivision | DAK DUNES GOLF COURSE 28TH ADD |
| Legal Lot Number | 24B |
| Legal Unit | 1 |
| Jurisdiction | UNION SD |
| Township / Civil Division | BIG SIOUX |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 20301 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Owner Type | Individual |
| Vesting | Borrower in Default |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION SD |
| Property Address | 485 E PINEHURST TRL, DAKOTA DUNES, SD 57049-5426 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2024 |
| Name | Verified Name |
|---|
| Document Number | 000178/683 |
|---|---|
| Date | Jun 28, 2021 |
| Book Page | 178/683 |
| Instrument | 213117 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
Source: Union County assessment roll, as of October 6, 2025
| Type | Name |
|---|---|
| State | South Dakota |
| County | Union County |
| County Subdivision | Big Sioux Township |
| Unified School District | Dakota Valley School District 61-8 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $8,302.00 | $526,438 (-) Land $56,250 Building $470,188 |
| 2025 | $8,302.00 (+1.16%) | $526,438 (-) Land $56,250 Building $470,188 |
| 2024 | $8,207.00 (-0.63%) | |
| 2023 | $8,259.00 (+11.61%) | $526,438 Land $56,250 Building $470,188 |
| 2022 | $7,400.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 124 policies |
| Nearby Flood Policies | 124 in force |
| Nearby Flood Claims | 33 (2011–2024) |
| Claims Outside the SFHA | 25 of 33 |
| Most Recent Claim | Jun 2024 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 78% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DAKOTA DUNES CID serves 3,700 people · EPA ID SD4602093 |
|---|---|
| Water Source | Purchased groundwater influenced by surface water from SIOUX CITY WATER SUPPLY |
| Last State Inspection | Apr 2024 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Long Lines Metro Cable | 1,500 / 50 |
| ImOn Communications Fiber | 1,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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