McCreary County property record for 494 E Appletree Rd, Stearns, KY 42647 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,709 sqft · built 1973 |
| Lot Size | 2.05 acres (89,298 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,012 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 122-40-01-008.00 |
| Primary APN | 122-40-01-008.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,709 sqft Living Area |
| Family Room | Family Room |
| Year Built | Built 1973 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 89,298 sqft (2.05 acres) |
| Terrain | Rolling |
| Porch | Porch |
| Porch Area | 166 sqft |
| Deck Area | 572 sqft |
| Heating System | Heat Pump |
|---|---|
| Water Source | Commercial |
| Street Address | 494 E APPLETREE RD |
|---|---|
| City | STEARNS |
| State | KY |
| Zip | 42647-6100 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2.05 AC & 2 HSE S & GAR |
| Jurisdiction | MCCREARY KY |
| Township / Civil Division | STEARNS-WHITLEY CITY |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 960302 |
Source: McCreary County records · APN 122-40-01-008.00
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 494 E APPLETREE RD, STEARNS, KY 42647-6100 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Deed Document Number | 0000014483 |
| Record Updated | Jun 08, 2026 |
Source: McCreary County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | McCreary County |
| Unified School District | McCreary County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,012.00 (-3.53%) | $175,000 (-) | $175,000 (-) |
| 2023 | $1,049.00 Homeowner's exemption | $175,000 | $175,000 |
Source: FEMA National Flood Hazard Layer, McCreary County (21147C), updated March 16, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 54% of the US · above 77% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 714 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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