Cedar County property record for 545 E 4th St, Tipton, IA 52772 · Last verified February 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1918 |
| Square Footage | 2,145 sqft Living Area |
| Lot Size | 13,765 sqft (0.316 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $232,500 (2021) |
| Tax Bill | $3,886.00 (2024) |
Source: Cedar County records · APN 048011062060130
Assessment roll updated May 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 545 E 4TH ST, TIPTON, IA 52772-1933 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 08, 2017 | Deed of Trust, Mortgage · Line of Credit VERIDIAN CU |
| Apr 22, 2019 | Deed of Trust, Mortgage · Stand Alone Refinance VERIDIAN CREDIT UNION |
| Mar 01, 2021 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 01, 2021 · Amount on Record |
| Deed Sale | Mar 01, 2021 · Amount on Record |
| Deed Doc Number | 2021 781 |
| Deed Book / Page | 1574 / 1 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CEDAR IA |
| Property Address | 545 E 4TH ST, TIPTON, IA 52772-1933 |
| Transaction Type | Mortgage |
| Record Updated | Jun 01, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001362/288 |
|---|---|
| Date | May 08, 2017 |
| Book Page | 1362/288 |
| Instrument | 2017 1411 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50704 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 29, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CEDAR IA |
| Property Address | 545 E 4TH ST, TIPTON, IA 52772-1933 |
| Transaction Type | Mortgage |
| Record Updated | Jun 01, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00001463/2 |
|---|---|
| Date | Apr 22, 2019 |
| Book Page | 1463/2 |
| Instrument | 1104 |
| Name | VERIDIAN CREDIT UNION |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CEDAR IA |
| Recording Date | Mar 01, 2021 |
| Property Address | 545 E 4TH ST, TIPTON, IA 52772-1933 |
| Document Number | 00001574/1 |
| Book / Page | 1574 / 1 |
| Map Reference | MB K PG 94 |
| Instrument Date | Feb 26, 2021 |
| Instrument | 2021 781 |
| Transaction Type | Transfer |
| Record Updated | Jun 01, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $371.20 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 545 E 4TH ST, TIPTON, IA 52772-1933 |
| Document Number | 00001574/4 |
|---|---|
| Date | Mar 01, 2021 |
| Book Page | 1574/4 |
| Instrument | 2021 782 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2051 |
| Rate Type | Fixed Rate |
|---|
Source: Cedar County records · Assessment roll updated May 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Cedar County |
| Municipality | Tipton City |
| Unified School District | Tipton Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $245,500 (+12.39%) Land $23,300 Building $222,200 | $245,500 (+12.39%) Land $23,300 Building $222,200 | |
| 2024 | $3,886.00 (+16.42%) | ||
| 2023 | $218,440 (+26.34%) Land $23,300 Building $195,140 | $218,440 (+26.34%) Land $23,300 Building $195,140 | |
| 2022 | $3,338.00 Homeowner's exemption | $172,900 Land $19,710 Building $153,190 | |
| 2021 | $172,900 Land $19,710 Building $153,190 |
Source: FEMA National Flood Hazard Layer, Cedar County (19031C), updated August 17, 2013 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 2% of the US · above 17% of Iowa |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 048011062060130 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Building Area | 2,145 sqft Living Area |
| Basement Area | 1,064 sqft Basement |
| Finished Basement | 850 sqft Finished |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Plaster Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1918 |
|---|---|
| Exterior Material | Wood Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Block Foundation |
| Roof Construction | Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 13,765 sqft (0.316 acres) |
| Parking Spaces | 4 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 932 sqft Garage |
| Sports Court | Sport/Basketball Court Sports Court |
|---|---|
| Deck Area | 288 sqft Deck |
| Porch | Open Porch |
| Porch Area | 240 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Heating Fuel | Gas Heating Fuel |
| Old Parcel Number | 48004801106206013000 |
|---|---|
| Street Address | 545 E 4TH ST |
| City | TIPTON |
| State | IA |
| Zip | 52772-1933 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PRESCOTTS ADD LOT A OF LOT 3 BLK 1 |
| Legal Subdivision | PRESCOTTS ADD |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | CEDAR IA |
| Minor Civil Division | CENTER |
| Census Blockgroup | 3 |
| Census Block | 3032 |
| Census Tract | 450300 |
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