Cedar County property record for 540 E 4th St, Tipton, IA 52772 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,779 sqft · built 1914 |
| Lot Size | 0.207 acres (9,017 sqft) |
| Owner | Individual Name on File |
| Last Sale | $235,000 (Jul 2025) |
| Tax Bill | $3,100 (2024) |
| Deeds & Mortgages | Jan 2019 Refinance Dec 2021 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 048011062050240 |
| Primary APN | 048011062050240 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,779 sqft Living Area |
| Basement Area | 780 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1914 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 9,017 sqft (0.207 acres) |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 440 sqft |
| Deck Area | 80 sqft |
| Patio Area | 80 sqft |
| Cooling System | None |
|---|---|
| Heating System | Radiant |
| Old Parcel Number | 48004801106205024000 |
|---|---|
| Street Address | 540 E 4TH ST |
| City | TIPTON |
| State | IA |
| Zip | 52772-1934 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PRESCOTTS ADD E 10' OF S 150' LOT 6 & W 50' S 1/2 L7 BLK 2 |
| Legal Subdivision | PRESCOTTS ADD |
| Legal Block | 2 |
| Legal Lot Number | 6 |
| Jurisdiction | CEDAR IA |
| Township / Civil Division | CENTER |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 450300 |
Source: Cedar County records · APN 048011062050240
Assessment roll updated May 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 540 E 4TH ST, TIPTON, IA 52772-1934 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 24, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA |
| Dec 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK |
| Jul 23, 2015 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Sep 15, 2015 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Aug 04, 2010 | Deed of Trust, Mortgage WELLS FARGO BANK NA |
| Mar 19, 2012 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jul 25, 2025 | Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 25, 2025 · Amount on Record |
| Deed Sale | Jul 25, 2025 · Amount on Record |
| Deed Document Number | 2025 1949 |
| Deed Book / Page | 1781 / 295 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CEDAR IA |
| Property Address | 540 E 4TH ST, TIPTON, IA 52772-1934 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001452/222 |
|---|---|
| Date | Jan 24, 2019 |
| Book Page | 1452/222 |
| Instrument | 202 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 01, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CEDAR IA |
| Property Address | 540 E 4TH ST, TIPTON, IA 52772-1934 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001625/14 |
|---|---|
| Date | Dec 10, 2021 |
| Book Page | 1625/14 |
| Instrument | 2021 4710 |
| Name | WELLS FARGO BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 156 Months |
| Due | May 01, 2034 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CEDAR IA |
| Property Address | 540 E 4TH ST, TIPTON, IA 52772-1934 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001276/120 |
|---|---|
| Date | Jul 23, 2015 |
| Book Page | 1276/120 |
| Instrument | 2015 2177 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 01, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CEDAR IA |
| Property Address | 540 E 4TH ST, TIPTON, IA 52772-1934 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001283/245 |
|---|---|
| Date | Sep 15, 2015 |
| Book Page | 1283/245 |
| Instrument | 2015 2797 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Aug 01, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CEDAR IA |
| Property Address | 540 E 4TH ST, TIPTON, IA 52772-1934 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001008/075 |
|---|---|
| Date | Aug 04, 2010 |
| Book Page | 1008/075 |
| Instrument | 2010 2372 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Aug 10, 2020 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CEDAR IA |
| Property Address | 540 E 4TH ST, TIPTON, IA 52772-1934 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001097/340 |
|---|---|
| Date | Mar 19, 2012 |
| Book Page | 1097/340 |
| Instrument | 2012 0981 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 01, 2027 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CEDAR IA |
| Recording Date | Jul 25, 2025 |
| Property Address | 540 E 4TH ST, TIPTON, IA 52772-1934 |
| Document Number | 001781/295 |
| Book / Page | 1781 / 295 |
| Instrument Date | Jul 24, 2025 |
| Instrument | 2025 1949 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $375.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 540 E 4TH ST, TIPTON, IA 52772-1934 |
| Document Number | 0020251950 |
|---|---|
| Date | Jul 25, 2025 |
| Instrument | 2025 1950 |
| Name | NEW AMERICAN FUNDING LLC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2055 |
Source: Cedar County records · Assessment roll updated May 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Cedar County |
| Municipality | Tipton City |
| Unified School District | Tipton Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $199,250 (+12.55%) Land $19,890 Building $179,360 | $199,250 (+12.55%) Land $19,890 Building $179,360 | |
| 2024 | $3,100.00 (+16.37%) | ||
| 2023 | $177,030 (+26.59%) Land $19,890 Building $157,140 | $177,030 (+26.59%) Land $19,890 Building $157,140 | |
| 2022 | $2,664.00 Homeowner's exemption | $139,850 Land $16,830 Building $123,020 | |
| 2021 | $139,850 Land $16,830 Building $123,020 |
Source: FEMA National Flood Hazard Layer, Cedar County (19031C), updated August 17, 2013 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 2% of the US · above 17% of Iowa |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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