541 E 4th St, Tipton, IA 52772 Property Records

Cedar County property record for 541 E 4th St, Tipton, IA 52772 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	2 Baths
Year Built	Built 1996
Square Footage	2,533 sqft Living Area
Lot Size	10,803 sqft (0.248 acres)
Occupancy	Owner Occupied
Last Sale	$350,500 (2025)
Tax Bill	$5,646.00 (2025)

Owner

Source: Cedar County records · APN 048011062060120

Assessment roll updated March 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	541 E 4TH ST, TIPTON, IA 52772-1933
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 03, 2025 · Amount on Record
Deed Sale	Mar 03, 2025 · Amount on Record
Deed Doc Number	2025505
Deed Book / Page	1764 / 191
Record Refreshed	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR IA
Property Address	541 E 4TH ST, TIPTON, IA 52772-1933
Transaction Type	Mortgage
Record Updated	Sep 07, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001556/256
Date	Nov 23, 2020
Book Page	1556/256
Instrument	2020 4091

Lender

Name	FIDELITY BANK & TRUST NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 25, 2030

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cedar County records · Assessment roll updated March 13, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Cedar County
Municipality	Tipton City
Unified School District	Tipton Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,646.00	$373,830 (+18.76%) Land $18,560 Building $355,270	$373,830 (+18.76%) Land $18,560 Building $355,270
2024	$5,646.00 (+13.51%)
2023		$314,770 (+24.25%) Land $18,560 Building $296,210	$314,770 (+24.25%) Land $18,560 Building $296,210
2022	$4,974.00 Homeowner's exemption	$253,330 Land $15,710 Building $237,620
2021			$253,330 Land $15,710 Building $237,620

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cedar County (19031C), updated August 17, 2013 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 2% of the US · above 17% of Iowa
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`048011062060120`
Alternative APN	`48004801106206012000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Partial Baths	1 Partial Baths
Total Rooms	10 Rooms
Building Area	2,533 sqft Living Area
Basement Area	668 sqft Basement
Finished Basement	800 sqft Finished
Unfinished Basement	1,184 sqft Unfinished
Stories	2 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	10,803 sqft (0.248 acres)
Parking Spaces	3 Parking Spaces
Garage Type	Attached Garage
Garage Area	728 sqft Garage
Deck Area	Deck Area
Patio Area	444 sqft Patio
Porch Area	64 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Street Address	541 E 4TH ST
City	TIPTON
State	IA
Zip	52772-1933
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PRESCOTTS ADD E 51 7/20' OF W 154.25' LOT 3 BLK 1
Legal Subdivision	PRESCOTTS ADD
Legal Block	1
Legal Lot Number	3
Jurisdiction	CEDAR IA
Minor Civil Division	CENTER
Census Blockgroup	3
Census Block	3032
Census Tract	450300