Hamilton County property record for 545 Clemray Dr, Cincinnati, OH 45231 · Last verified February 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1991 |
| Square Footage | 1,908 sqft Living Area |
| Lot Size | 57,935 sqft (1.33 acres) |
| Garage | Attached, 440 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $9,677.00 (2025) |
| Primary APN | 590-0180-1089-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Building Area | 1,908 sqft Living Area |
| 1st Floor | 1,908 sqft 1st Floor |
| Basement Area | 1,908 sqft Basement |
| Finished Basement | 1,324 sqft Finished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1991 |
|---|---|
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Lot Area | 57,935 sqft (1.33 acres) |
| Lot Width | 37 ft Width |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 440 sqft Garage |
| Patio Area | 805 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 102 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 545 CLEMRAY DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45231-2700 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CLEMRAY DR 37.98 X FT IRR LOT 24 WINDCREST ACRES 7TH SUB |
| Legal Subdivision | WINDCREST ACRES 7TH SUB |
| Legal Lot Number | 24 |
| Jurisdiction | HAMILTON OH |
| Minor Civil Division | SPRINGFIELD |
| Census Blockgroup | 1 |
| Census Block | 1001 |
| Census Tract | 22101 |
Source: Hamilton County records · APN 590-0180-1089-00
Assessment roll updated March 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 545 CLEMRAY DR, CINCINNATI, OH 45231-2700 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 03, 2023 | Transfer on Death Deed, Transfer |
| Apr 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNION SVGS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 06, 1995 |
| Deed Sale | Jun 06, 1995 |
| Deed Doc Number | 9573288 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 03, 2023 |
| Property Address | 545 CLEMRAY DR, CINCINNATI, OH 45231-2700 |
| Document Number | 0000045708 |
| Book / Page | 14949 / 1730 |
| Map Reference | MB 65 PG 17&48 |
| Instrument Date | Jun 27, 2023 |
| Instrument | 2023-0045708 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 545 CLEMRAY DR, CINCINNATI, OH 45231-2700 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 545 CLEMRAY DR, CINCINNATI, OH 45231-2700 |
| Document Number | 0000038622 |
| Instrument Date | Apr 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 01, 2020 |
| Title Company | OLD TOWN TITLE AGENCY, OLD TOWN TITLE AGCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 545 CLEMRAY DR CINCINNATI OH 452312700, CINCINNATI, OH 45231-2700 |
| Document Number | 0000038622 |
|---|---|
| Date | Apr 27, 2020 |
| Book Page | 014155/002131 |
| Instrument | 38622 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank (FSB) |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 26, 2035 |
Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Springfield Township |
| Unified School District | Winton Woods City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,677.00 (+2.33%) | $142,636 (-) Land $30,583 Building $112,053 | |
| 2024 | $9,457.00 (+4.32%) | $142,636 (-) Land $30,583 Building $112,053 | |
| 2023 | $9,065.00 (+8.93%) | $142,636 (+45.55%) Land $30,583 Building $112,053 | $407,530 (+45.55%) Land $87,380 Building $320,150 |
| 2022 | $8,322.00 Homeowner's exemption | $98,000 Land $28,868 Building $69,132 | |
| 2020 | $280,000 Land $82,480 Building $197,520 |
545 Clemray Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Hamilton County (39061C), updated December 22, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 5th percentile of exposed land nationally · 22nd in Ohio |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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