Hamilton County property record for 535 Clemray Dr, Cincinnati, OH 45231 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,680 sqft · built 2002 |
| Lot Size | 0.349 acres (15,202 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $412,000 (Oct 2022) |
| Tax Bill | $9,738 (2025) |
| Deeds & Mortgages | Nov 2022 Transfer Nov 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 590-0180-1087-00 |
| Primary APN | 590-0180-1087-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,680 sqft Living Area |
| Gross Area | 4,468 sqft |
| 1st Floor Area | 1,396 sqft |
| 2nd Floor Area | 1,284 sqft |
| Basement Area | 1,284 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 15,202 sqft (0.349 acres) |
| Lot Dimensions | 174 ft deep x 90.5 ft wide |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 108 sqft |
| Patio Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 535 CLEMRAY DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45231-2700 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CLEMRAY DR 90.49 X 174.25 IRRLOT 22 WINDCREST ACRES 7TH SUB |
| Legal Subdivision | WINDCREST ACRES 7TH SUB |
| Legal Lot Number | 22 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 22101 |
Source: Hamilton County records · APN 590-0180-1087-00
Assessment roll updated January 21, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 535 CLEMRAY DR, CINCINNATI, OH 45231-2700 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Nov 15, 2022 | Intrafamily Transfer, Transfer |
| Nov 15, 2022 | Quit Claim Deed, Transfer · Conventional Mortgage VALLEY CENTRAL BANK |
| Oct 06, 2022 | Warranty Deed, Transfer |
| Jun 02, 2017 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 06, 2022 · Amount on Record |
| Deed Sale | Oct 06, 2022 · Amount on Record |
| Prior Sale | Jan 31, 2002 · Amount on Record |
| Deed Document Number | 202294715 |
| Deed Book / Page | 14767 / 2300 |
| Last Transfer Date | Apr 30, 2024 |
| Transfer Doc | 0000030473 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Nov 15, 2022 |
| Property Address | 535 CLEMRAY DR, CINCINNATI, OH 45231-2700 |
| Document Number | 0000106054 |
| Book / Page | 14794 / 2278 |
| Map Reference | MB 65 PG 47&48 |
| Instrument Date | Nov 08, 2022 |
| Instrument | 2022-0106054 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 535 CLEMRAY DR, CINCINNATI, OH 45231-2700 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Nov 15, 2022 |
| Property Address | 535 CLEMRAY DR, CINCINNATI, OH 45231-2700 |
| Document Number | 0000106053 |
| Book / Page | 14794 / 2276 |
| Map Reference | MB 65 PG 47&48 |
| Instrument Date | Nov 07, 2022 |
| Instrument | 2022-0106053 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 535 CLEMRAY DR, CINCINNATI, OH 45231-2700 |
| Document Number | 0000106055 |
|---|---|
| Date | Nov 15, 2022 |
| Instrument | 2022-0106055 |
| Name | VALLEY CENTRAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Type Change Date | Dec 01, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 4.37% |
| Max Rate At Change | 6.37% |
| Index | 1-Year T-Bill |
| Margin | 3 |
| Max Rate | 10.3% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Oct 06, 2022 |
| Property Address | 535 CLEMRAY DR, CINCINNATI, OH 45231-2700 |
| Document Number | 0000094715 |
| Book / Page | 14767 / 2300 |
| Map Reference | MB 65 PG 47&48 |
| Instrument Date | Sep 30, 2022 |
| Instrument | 2022-0094715 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,236.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 535 CLEMRAY DR, CINCINNATI, OH 45231-2700 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 535 CLEMRAY DR, CINCINNATI, OH 45231-2700 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000009411 |
|---|---|
| Date | Jun 02, 2017 |
| Instrument | 17-0049411 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 443 Months |
| Due | May 17, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Springfield Township |
| Unified School District | Winton Woods City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,738.00 (+2.66%) | $144,200 (-) Land $15,750 Building $128,450 | $412,000 (-) Land $45,000 Building $367,000 |
| 2024 | $9,486.00 (+4.12%) | $144,200 (-) Land $15,750 Building $128,450 | |
| 2023 | $9,111.00 (-8.38%) | $144,200 (+22.21%) Land $15,750 Building $128,450 | $412,000 (+22.21%) Land $45,000 Building $367,000 |
| 2022 | $9,944.00 Homeowner's exemption | $117,996 Land $14,868 Building $103,128 | |
| 2020 | $337,130 Land $42,480 Building $294,650 |
Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 5% of the US · above 22% of Ohio |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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