525 Clemray Dr, Cincinnati, OH 45231 Property Records

Hamilton County property record for 525 Clemray Dr, Cincinnati, OH 45231

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,469 sqft · built 1991
Lot Size0.467 acres (20,386 sqft)
Owner2 Owner Names on File
Last Sale$224,220 (May 2010)
Tax Bill$8,879 (2025)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN590-0180-1086-00

Property Details

APN / Parcel Number

Primary APN590-0180-1086-00

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area2,469 sqft Living Area
1st Floor Area1,246 sqft
2nd Floor Area1,223 sqft
Upper Floors Area184 sqft
Basement Area1,246 sqft
Finished Basement600 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeMasonry / Concrete Block
Lot Area20,386 sqft (0.467 acres)
Lot Dimensions212 ft deep x 100 ft wide
Garage TypeAttached
Garage Area529 sqft
Parking Spaces2 Parking Spaces
Patio Area420 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address525 CLEMRAY DR
CityCINCINNATI
StateOH
Zip45231-2700
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMEADOWTRAIL CT-CLEMRAY DR100 X 212.28 FT IRR LOT 21 WINDCREST ACRES 7TH
Legal SubdivisionWINDCREST ACRES
Legal Lot Number21
JurisdictionHAMILTON OH
Township / Civil DivisionSPRINGFIELD
Census Block Group1
Census Block1001
Census Tract22101

Owner

Source: Hamilton County records · APN 590-0180-1086-00

Assessment roll updated March 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on File
Mailing Address525 CLEMRAY DR, CINCINNATI, OH 45231-2700
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 27, 2010 · Amount on Record
Deed SaleMay 27, 2010 · Amount on Record
Prior SaleOct 04, 1999 · Amount on Record
Deed Document Number210721
Record UpdatedJun 08, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address525 CLEMRAY DR, CINCINNATI, OH 45231-2700
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0200109309
DateOct 20, 2020
Book Page14278/2042
Instrument2020-0109309
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressCINCINNATI, OH 45227
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 01, 2035

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionSpringfield Township
Unified School DistrictWinton Woods City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$8,879.00 (+2.66%)$131,282 (-) Land $16,793 Building $114,489
2024$8,649.00 (+4.1%)$131,282 (-) Land $16,793 Building $114,489
2023$8,308.00 (-5.14%)$131,282 (+26.53%) Land $16,793 Building $114,489$375,090 (+26.53%) Land $47,980 Building $327,110
2022$8,758.00 Homeowner's exemption$103,755 Land $15,852 Building $87,903
2020$296,440 Land $45,290 Building $251,150

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 22, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 94% of the US · lower than 74% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cincinnati Bell
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Verizon.

Based on FCC filings for 246 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWYOMING CITY PWS
serves 9,700 people
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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