545 Chalda Way, Moraga, CA 94556 Property Records

Contra Costa County property record for 545 Chalda Way, Moraga, CA 94556

Property Summary

Property Type	Townhouse
Details	3 bd · 2 ba · 1,322 sqft · built 1974
Lot Size	0.027 acres (1,188 sqft)
Owner	Individual Name on File
Last Sale	$706,000 (Apr 2018)
Tax Bill	$10,574 (2025)
Deeds & Mortgages	May 2021 Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`256-320-015-9`

Property Details

APN / Parcel Number

Primary APN	`256-320-015-9`
Alternative APN	`256-320-015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,322 sqft Living Area
1st Floor Area	783 sqft
2nd Floor Area	539 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1985
Architectural Style	Townhouse
Lot Area	1,188 sqft (0.027 acres)
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	545 CHALDA WAY
City	MORAGA
State	CA
Zip	94556-2350
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	P1
Legal Description	T04417 L0015 B
Legal Subdivision	MORAGA
Legal Tract	04417
Legal Lot Number	15
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1011
Census Tract	352101

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	545 CHALDA WAY, MORAGA, CA 94556-2350
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Apr 16, 2018	Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2018 · Amount on File
Deed Sale	Apr 16, 2018 · Amount on File
Prior Sale	Dec 23, 2004 · Amount on File
Deed Document Number	201857865
Last Transfer Date	May 11, 2021
Transfer Doc	0000148637
Record Updated	Oct 29, 2026

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	May 19, 2021
Property Address	545 CHALDA WAY, MORAGA, CA 94556-2350
Document Number	0000148637
Map Reference	MB 164 PG 47
Instrument Date	May 11, 2021
Instrument	2021-148637
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	545 CHALDA WAY, MORAGA, CA 94556-2350

Mortgage

Document Number	0000148638
Date	May 19, 2021
Instrument	2021-148638

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 16, 2018
Property Address	545 CHALDA WAY, MORAGA, CA 94556-2350
Document Number	0000057865
Instrument Date	Apr 9, 2018
Instrument	57865
Transaction Type	Transfer
Record Updated	Apr 23, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$776.60
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	545 CHALDA WAY MORAGA CA 945562350, MORAGA, CA 94556-2350

Mortgage

Document Number	57866
Date	Apr 16, 2018
Instrument	57866

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 15, 2048

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Moraga Town
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Moraga Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$819,367 (+2%) Land $495,798 Building $323,569
2025	$10,574.00 (+5.72%) Homeowner's exemption	$803,302 (+4.04%) Land $486,077 Building $317,225
2023	$10,002.00 (+1.41%) Homeowner's exemption	$772,110 Land $467,203 Building $304,907
2022	$9,863.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 48% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Etheric Networks, T-Mobile, Unwired, Verizon.

Nearby Properties on Chalda Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures