505 Chalda Way, Moraga, CA 94556 Property Records

Contra Costa County property record for 505 Chalda Way, Moraga, CA 94556

Property Summary

Property Type	Townhouse
Details	2 bd · 1.5 ba · 1,114 sqft · built 1974
Lot Size	0.019 acres (840 sqft)
Owner	Individual Name on File
Last Sale	$510,000 (Nov 2015)
Tax Bill	$8,355 (2025)
Deeds & Mortgages	Aug 2018 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`256-320-020-9`

Property Details

APN / Parcel Number

Primary APN	`256-320-020-9`
Alternative APN	`256-320-020`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,114 sqft Living Area
1st Floor Area	530 sqft
2nd Floor Area	584 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1980
Architectural Style	Townhouse
Lot Area	840 sqft (0.019 acres)
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	505 CHALDA WAY
City	MORAGA
State	CA
Zip	94556-2350
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	P1
Legal Description	TRACT 4417 LOT 20
Legal Subdivision	SUBDIVISION 4417
Legal Tract	4417
Legal Lot Number	20
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1011
Census Tract	352101

Owner

505 Chalda Way, a townhouse, is owned and occupied by an individual who acquired it in November 2019.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	505 CHALDA WAY, MORAGA, CA 94556-2350
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2018	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Oct 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Jan 13, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 25, 2015 · Amount on File
Deed Sale	Nov 25, 2015 · Amount on File
Prior Sale	Oct 5, 2006 · Amount on File
Deed Document Number	2015246345
Last Transfer Date	Nov 12, 2019
Transfer Doc	0000006141
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	505 CHALDA WAY, MORAGA, CA 94556-2350
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000136800
Date	Aug 27, 2018
Instrument	2018-136800

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 15, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	505 CHALDA WAY, MORAGA, CA 94556-2350
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	SOLIDIFI TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 CHALDA WAY, MORAGA, CA 94556-2350

Mortgage

Document Number	0000249584
Date	Oct 26, 2020
Instrument	2020-249584

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 13, 2020
Property Address	505 CHALDA WAY, MORAGA, CA 94556-2350
Document Number	0000006141
Map Reference	MB 164 PG 47
Instrument Date	Nov 12, 2019
Instrument	2020-006141
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	AMERICAN COAST TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 CHALDA WAY, MORAGA, CA 94556-2350

Mortgage

Document Number	0000006142
Date	Jan 13, 2020
Instrument	2020-006142

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 505 Chalda Way was $8,355 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Moraga Town
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Moraga Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$615,803 (+2%) Land $388,681 Building $227,122
2025	$8,355.00 Homeowner's exemption	$603,729 Land $381,060 Building $222,669
2023	$7,909.00 (+1.53%) Homeowner's exemption	$580,287 Land $366,264 Building $214,023
2022	$7,790.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 505 Chalda Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 505 Chalda Way is high, ranking above 73% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 48% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Etheric Networks, T-Mobile, Unwired, Verizon.

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