Lorain County property record for 537 Cambridge Ave, Elyria, OH 44035 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1950 |
| Square Footage | 1,089 sqft Living Area |
| Lot Size | 5,663 sqft (0.13 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $127,000 (2026) |
| Tax Bill | $1,912.00 (2024) |
| Primary APN | 06-25-006-104-011 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,089 sqft Living Area |
| 1st Floor | 736 sqft 1st Floor |
| Basement Area | 736 sqft Basement |
| Stories | 1 Stories |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 5,663 sqft (0.13 acres) |
| Depth X Width | 135 ft x 45 ft Depth x Width |
| Garage Type | Detached Garage |
| Garage Area | 352 sqft Garage |
| Patio Area | 100 sqft Patio |
| Porch Area | 40 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 537 CAMBRIDGE AVE |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-6465 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | EBROAD ST HTS 45 X 135 S/L 78 |
| Legal Subdivision | EBROAD ST HTS |
| Legal Tract | 25 |
| Legal Block | 104 |
| Legal Lot Number | 78 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 2 |
| Census Block | 2024 |
| Census Tract | 71201 |
Source: Lorain County records · APN 06-25-006-104-011
Assessment roll updated May 16, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1670 MAGNAVOX WAY, FORT WAYNE, IN 46804-1536 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 01, 2026 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE |
| Oct 02, 2025 | Transfer on Death Deed, Transfer |
| Oct 02, 2025 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 01, 2026 · Amount on Record |
| Deed Sale | Apr 01, 2026 · Amount on Record |
| Deed Doc Number | 202690219 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Apr 01, 2026 |
| Property Address | 537 CAMBRIDGE AVE, ELYRIA, OH 44035-6465 |
| Document Number | 0000090219 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 202690219 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2026 |
| Title Company | GUARDIAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $51,308.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1670 MAGNAVOX WAY, FORT WAYNE, IN 46804-1536 |
| Document Number | 0000090220, |
|---|---|
| Date | Apr 01, 2026 |
| Instrument | 202690220 |
| Name | RUOFF MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Oct 02, 2025 |
| Property Address | 537 CAMBRIDGE AVE, ELYRIA, OH 44035-6465 |
| Document Number | 0000070099 |
| Map Reference | VOL 10 PG 9 |
| Instrument Date | Sep 30, 2025 |
| Instrument | 2025-0070099 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Oct 02, 2025 |
| Property Address | 537 CAMBRIDGE AVE, ELYRIA, OH 44035-6465 |
| Document Number | 0000070098 |
| Map Reference | VOL 10 PG 9 |
| Instrument Date | Sep 30, 2025 |
| Instrument | 2025-0070098 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 537 CAMBRIDGE AVE, ELYRIA, OH 44035-6465 |
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,887.00 (-1.31%) Homeowner's exemption | $40,080 (-0.01%) Land $8,630 Building $31,450 | $114,530 (-) Land $24,670 Building $89,860 |
| 2024 | $1,912.00 (+0.9%) | $40,086 (+15.77%) Land $8,635 Building $31,451 | $114,530 (+15.77%) Land $24,670 Building $89,860 |
| 2023 | $1,895.00 (+0.8%) | $34,626 (-0.01%) Land $6,979 Building $27,647 | $98,930 (-) Land $19,940 Building $78,990 |
| 2022 | $1,880.00 | $34,630 Land $6,980 Building $27,650 | |
| 2021 | $98,930 Land $19,940 Building $78,990 |
537 Cambridge Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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