545 3rd Ave SE, Milaca, MN 56353 Property Records

Mille Lacs County property record for 545 3rd Ave SE, Milaca, MN 56353 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 1920
Square Footage628 sqft Living Area
Lot Size14,375 sqft (0.33 acres)
Garage440 sqft
OccupancyOwner Occupied
Last Sale$121,000 (2022)
Tax Bill$1,310.00 (2026)

Property Details

APN / Parcel Number

Primary APN21-036-2400

Interior

Building Area628 sqft Living Area

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Lot Area14,375 sqft (0.33 acres)
Parking Spaces2 Parking Spaces
Garage Area440 sqft Garage

Location & Zoning

Street Address545 3RD AVE SE
CityMILACA
StateMN
Zip56353-1231
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCITY OF MILACA PART OF NW OF NE DESC COMM AT NW COR S 263.00 FT, E 135.36 FT TO POB, CONT E
Legal Range27
Legal Township38
Legal Section36
JurisdictionMILLE LACS MN
Minor Civil DivisionMILACA
Census Blockgroup2
Census Block2041
Census Tract170500

Owner

Source: Mille Lacs County records · APN 21-036-2400

Assessment roll updated September 5, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address545 3RD AVE SE, MILACA, MN 56353-1231
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 30, 2022Deed of Trust, Mortgage · Conventional Mortgage
EVERETT FINANCIAL INC
Aug 30, 2022Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
EVERETT FINANCIAL INC
Dec 06, 2017Deed, Transfer · Conventional Mortgage
CENTRAL MINNESOTA CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 30, 2022 · Amount on Record
Deed SaleAug 30, 2022 · Amount on Record
Prior SaleDec 06, 2017 · Amount on Record
Deed Doc Number2022432841
Record RefreshedSep 20, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILLE LACS MN
Property Address545 3RD AVE SE, MILACA, MN 56353-1231
Transaction TypeMortgage
Record UpdatedJan 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000A432843
DateAug 30, 2022
InstrumentA432843
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueSep 01, 2032
Interest
Rate TypeFixed Rate

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMILLE LACS MN
Recording DateAug 30, 2022
Property Address545 3RD AVE SE, MILACA, MN 56353-1231
Document Number000A432841
Map ReferenceDOC 252834
Instrument DateAug 26, 2022
InstrumentA432841
Transaction TypeTransfer
Record UpdatedJan 19, 2023
Title CompanyLEGACY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$399.30
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address545 3RD AVE SE, MILACA, MN 56353-1231

Mortgage

Document Number000A432842
DateAug 30, 2022
InstrumentA432842
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2052
Interest
Rate TypeFixed Rate

December 2017: Deed, Transfer

Document TypeDeed
JurisdictionMILLE LACS MN
Recording DateDec 06, 2017
Property Address545 3RD AVE SE, MILACA, MN 56353-1231
Document Number000A403849
Instrument DateNov 28, 2017
InstrumentA403849
Transaction TypeTransfer
Record UpdatedJan 19, 2023
Title CompanyHOME SECURITY ABSTRACT & TIT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$176.55
Amount AccuracyCalculated from Tax
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address545 3RD AVE SE, MILACA, MN 56353-1231

Mortgage

Document Number000A403850
DateDec 06, 2017
InstrumentA403850
Lender
NameCENTRAL MINNESOTA CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2047
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Mille Lacs County records · Assessment roll updated September 5, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyMille Lacs County
MunicipalityMilaca City
Unified School DistrictMilaca Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,310.00 (+9.35%)
2025$126,100 (+16.11%) Land $32,000 Building $94,100$126,100 (+16.11%) Land $32,000 Building $94,100
2023$1,198.00$108,600 Land $28,000 Building $80,600$108,600 Land $28,000 Building $80,600

Flood & Wildfire

545 3rd Ave SE is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Mille Lacs County (27095C), updated March 4, 2013

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on 3rd Ave SE

Nearby Streets

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