540 3rd Ave SE, Milaca, MN 56353 Property Records

Mille Lacs County property record for 540 3rd Ave SE, Milaca, MN 56353

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$110,000 (Oct 2020)
Tax Bill	$54 (2026)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-036-2600`

Property Details

APN / Parcel Number

Primary APN	`21-036-2600`

Exterior

Lot Area	10,890 sqft (0.25 acres)

Location & Zoning

Street Address	540 3RD AVE SE
City	MILACA
State	MN
Zip	56353-1232
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	CITY OF MILACA TR IN NW OF NE LYING BETWEEN OUTLOT E FLINKS 2ND ADDN & 3RD AVE SE, &
Legal Range	27
Legal Township	38
Legal Section	36
Legal Subdivision	FLINKS 2ND ADDN
Jurisdiction	MILLE LACS MN
Township / Civil Division	MILACA
Census Block Group	2
Census Block	2042
Census Tract	170500

Owner

Source: Mille Lacs County records · APN 21-036-2600

Assessment roll updated September 5, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	530 3RD AVE SE, MILACA, MN 56353-1232
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 26, 2020 · Amount on Record
Deed Sale	Oct 26, 2020 · Amount on Record
Prior Sale	Dec 10, 2015 · Amount on Record
Deed Document Number	2020420136
Record Updated	Sep 20, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Oct 26, 2020
Property Address	540 3RD AVE SE, MILACA, MN 56353-1232
Document Number	000A420136
Instrument Date	Oct 16, 2020
Instrument	A420136
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$363.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	530 3RD AVE SE, MILACA, MN 56353-1232
Investor	Possibly a Property Investor

Mortgage

Document Number	000A420137
Date	Oct 26, 2020
Instrument	A420137

Lender

Name	FIRST NATIONAL BANK MILACA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Mille Lacs County records · Assessment roll updated September 5, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
Municipality	Milaca City
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$54.00 (+107.69%)
2025		$4,000 (+1%) Land $4,000	$4,000 (+1%) Land $4,000
2023	$26.00	$2,000 Land $2,000	$2,000 Land $2,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 4, 2013 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Jun 2014 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
East Central Energy Fiber	2,000 / 2,000
Midcontinent Communications Cable · Fiber in parts of the area	1,250 / 60
Verizon Fixed Wireless	300 / 20
LTD Broadband Fixed Wireless	150 / 130
Benton Cooperative Telephone Company Cable	100 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 155 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	Milaca serves 3,043 people
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.