Mille Lacs County property record for 520 3rd Ave SE, Milaca, MN 56353
| Property Type | Single Family Home |
|---|---|
| Details | 1,155 sqft · built 2020 |
| Lot Size | 0.516 acres (22,488 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $410,000 (Feb 2025) |
| Tax Bill | $5,080 (2026) |
| Deeds & Mortgages | Feb 2021 Mortgage Jul 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-043-1540 |
| Primary APN | 21-043-1540 |
|---|
| Building Area | 1,155 sqft Living Area |
|---|---|
| Gross Area | 1,328 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Lot Area | 22,488 sqft (0.516 acres) |
| Garage Type | Mixed |
| Garage Area | 1,552 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Slab |
| Deck Area | 280 sqft |
| Street Address | 520 3RD AVE SE |
|---|---|
| City | MILACA |
| State | MN |
| Zip | 56353-1232 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N 150 FT OF LOT 6 BLK 33 |
| Legal Range | 27 |
| Legal Township | 38 |
| Legal Section | 25 |
| Legal Subdivision | THIRD ADDITION TO MILACA |
| Legal Block | 33 |
| Legal Lot Number | 6 |
| Jurisdiction | MILLE LACS MN |
| Township / Civil Division | MILACA |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 170500 |
Source: Mille Lacs County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 520 3RD AVE SE, MILACA, MN 56353-1232 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Jul 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK MILACA |
| Oct 10, 2019 | Warranty Deed, Transfer HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT |
| Jan 15, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Jul 5, 2018 | Sheriff's Deed, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 21, 2025 · Amount on Record |
| Deed Sale | Feb 21, 2025 · Amount on Record |
| Prior Sale | Oct 10, 2019 · Amount on Record |
| Deed Document Number | 2025444875 |
| Prior Transfer Date | Jan 8, 2019 |
| Prior Transfer Doc | 000A409942 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 520 3RD AVE SE, MILACA, MN 56353-1232 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000A422624 |
|---|---|
| Date | Feb 10, 2021 |
| Instrument | A422624 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 520 3RD AVE SE, MILACA, MN 56353-1232 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000A418335 |
|---|---|
| Date | Jul 27, 2020 |
| Instrument | A418335 |
| Name | FIRST NATIONAL BANK MILACA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 17, 2021 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Oct 10, 2019 |
| Property Address | 520 3RD AVE SE, MILACA, MN 56353-1232 |
| Document Number | 000A413675 |
| Instrument Date | Jul 31, 2019 |
| Instrument | A413675 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Title Company | HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT |
| Amount | Amount Recorded |
|---|---|
| Tax | $95.37 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 17775 216TH AVE NW, BIG LAKE, MN 55309-4775 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Jan 15, 2019 |
| Property Address | 520 3RD AVE SE, MILACA, MN 56353-1232 |
| Document Number | 000A409942 |
| Instrument Date | Jan 8, 2019 |
| Instrument | A409942 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8555 EAGLE POINT BLVD, LAKE ELMO, MN 55042-8626 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | Jul 5, 2018 |
| Property Address | 520 3RD AVE SE, MILACA, MN 56353-1232 |
| Document Number | 000A406896 |
| Instrument Date | Jul 5, 2018 |
| Instrument | A406896 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 15, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8555 EAGLE POINT BLVD, LAKE ELMO, MN 55042-8626 |
Source: Mille Lacs County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| Municipality | Milaca City |
| Unified School District | Milaca Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,080.00 (+9.53%) | $391,200 (+2.73%) Land $37,200 Building $354,000 | $391,200 (+2.73%) Land $37,200 Building $354,000 |
| 2025 | $4,638.00 (+3.94%) | $380,800 (+18.19%) Land $33,000 Building $347,800 | $380,800 (+18.19%) Land $33,000 Building $347,800 |
| 2023 | $4,462.00 | $322,200 Land $28,500 Building $293,700 | $322,200 Land $28,500 Building $293,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2014) |
| Most Recent Claim | Jun 2014 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Milaca serves 3,043 people · EPA ID MN1480002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ECE Fiber Fiber | 2,000 / 2,000 |
| Midco Cable · Fiber in parts of the area | 1,250 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Benton Cooperative Telephone Company Cable | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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