5448 Timber Creek Cir, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 5448 Timber Creek Cir, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,938 sqft · built 1995
Lot Size	0.581 acres (25,308 sqft)
Owner	2 Individual Names on File
Tax Bill	$294 (2024)
Deeds & Mortgages	Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35-2N-29-5449-00A00-0140`

Property Details

APN / Parcel Number

Primary APN	`35-2N-29-5449-00A00-0140`
Alternative APN	`N29235544900A000140`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,938 sqft Living Area
Gross Area	2,761 sqft
1st Floor Area	1,938 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	25,308 sqft (0.581 acres)
Lot Dimensions	213 ft deep x 119 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Florida Room
Porch Area	382 sqft
Patio Area	240 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5448 TIMBER CREEK CIR
City	PACE
State	FL
Zip	32571-6200
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1
Legal Description	TIMBER CREEK ESTATES PHASE 3 LOT 14 BLK A AS DES IN OR 2257 PG 233 & AS DES IN OR 3198 PG 1951 & AS DES IN OR 4173 PG 1663
Legal Range	29W
Legal Township	2N
Legal Section	35
Legal Subdivision	TIMBER CRK/PH 2,3
Legal Block	A
Legal Lot Number	14
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	2
Census Block	2000
Census Tract	10301

Owner

Source: Santa Rosa County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	5448 TIMBER CREEK CIR, PACE, FL 32571-6200
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2021
Deed Sale	Sep 3, 2021
Prior Sale	Feb 6, 2004 · Amount on File
Deed Document Number	202159520
Deed Book / Page	4173 / 1663
Prior Transfer Date	Aug 26, 2021
Prior Transfer Doc	0041731663
Record Updated	Sep 20, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA ROSA FL
Recording Date	Sep 3, 2021
Property Address	5448 TIMBER CREEK CIR, PACE, FL 32571-6200
Document Number	0041731663
Book / Page	4173 / 1663
Map Reference	MB F PG 68
Instrument Date	Aug 26, 2021
Instrument	202159520
Transaction Type	Transfer
Record Updated	Sep 29, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5448 TIMBER CREEK CIR, PACE, FL 32571-6200

Mortgage

Document Number	41731667
Date	Sep 3, 2021
Instrument	4173/1667

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$169,193 (+2.9%)	$268,592 (+7.62%) Land $43,000 Building $225,592
2024	$294.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$164,425 (+3%)	$249,576 (+0.93%) Land $38,000 Building $211,576
2023	Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed	$159,636	$247,267 Land $38,000 Building $209,267

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	4 (2014–2020)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20