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5425 Timber Creek Cir, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 5425 Timber Creek Cir, Pace, FL 32571

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,095 sqft · built 1995
Lot Size0.58 acres (25,308 sqft)
Owner2 Individual Names on File
Last Sale$325,000 (Jan 2022)
Tax Bill$3,326 (2024)
Deeds & MortgagesSep 2025 Second Mortgage
Feb 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN35-2N-29-5449-00A00-0030

Property Details

APN / Parcel Number

Primary APN35-2N-29-5449-00A00-0030

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,095 sqft Heated Area
Gross Area4,682 sqft
1st Floor Area2,494 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Exterior MaterialBrick
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area25,308 sqft (0.58 acres)
Lot Dimensions2,130 ft deep x 1,190 ft wide
Garage Area399 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchEnclosed Porch
Porch Area388 sqft
Patio Area240 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number352N29544900A000030
Street Address5425 TIMBER CREEK CIR
CityPACE
StateFL
Zip32571-6201
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR1
Legal DescriptionTIMBER CREEK ESTATES PHASE 3 LOT 3 BLK A AS DES IN OR 4240 PG 23
Legal Range29W
Legal Township02N
Legal Section35
Legal SubdivisionTIMBER CREEK
Legal Phase3
Legal BlockA
Legal Lot Number3
JurisdictionSANTA ROSA FL
Township / Civil DivisionPACE
Census Block Group2
Census Block2000
Census Tract10301

Owner

5425 Timber Creek Cir is owned and occupied by two individuals who bought it in January 2022.

Source: Santa Rosa County records, as of October 27, 2025

Owner of Record2 Individual Names on File
Mailing Address5425 TIMBER CREEK CIR, PACE, FL 32571-6201
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 3, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SPRING EQ LLC
Feb 1, 2022Deed of Trust, Mortgage · VA Mortgage
USAA FSB
Dec 17, 2019Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 31, 2022 · Amount on File
Deed SaleJan 31, 2022 · Amount on File
Prior SaleSep 13, 2012 · Amount on File
Deed Document Number0000424023
Deed Book / Page3900 / 1488
Prior Transfer DateDec 17, 2019
Prior Transfer Doc201956720
Record UpdatedJun 8, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address5425 TIMBER CREEK CIR, PACE, FL 32571-6201
Transaction TypeMortgage
Record UpdatedOct 13, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address5425 TIMBER CREEK CIR, MILTON, FL 32571-6201

Mortgage

Document Number0046540112
DateSep 3, 2025
Book Page4654/112
Instrument202540740
Lender
NameSPRING EQ LLC
TypeMortgage Company
AddressCONSHOHOCKEN, PA 19428
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term241 Months
DueOct 1, 2045

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address5425 TIMBER CREEK CIR, PACE, FL 32571-6201
Transaction TypeMortgage
Record UpdatedApr 1, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0042400025
DateFeb 1, 2022
Book Page4240/25
Instrument202205839
Lender
NameUSAA FSB
TypeBank
AddressSAN ANTONIO, TX 78288
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2052

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateDec 17, 2019
Property Address5425 TIMBER CREEK CIR, PACE, FL 32571-6201
Document Number0039001488
Book / Page3900 / 1488
Map ReferenceMB F PG 68
Instrument DateDec 13, 2019
Instrument201956720
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyGUARANTEE TTL OF NORTHWEST F

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,215.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5425 TIMBER CREEK CIR, 5425, PACE, FL 32571-6201

Transferred To (Grantee/Buyer)

NameVerified Name
Address4233 S CAMBRIDGE WAY, MILTON, FL 32571-7618

Mortgage

Document Number0039001490
DateDec 17, 2019
Instrument3900/1490
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2050

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$3,326.00 (+11.35%)$265,224 (+16.24%) Land $38,000 Building $227,224$265,224 (+16.24%) Land $38,000 Building $227,224
2023$2,987.00 (+9.25%)$228,164 (+0.96%) Land $38,000 Building $190,164$228,164 (+0.96%) Land $38,000 Building $190,164
2022$2,734.00$225,986$225,986 Land $36,000 Building $189,986

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5425 Timber Creek Cir in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 39 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies39 in force
Nearby Flood Claims4 (2014–2020)
Claims Outside the SFHA3 of 4
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5425 Timber Creek Cir is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 72% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPACE WATER SYSTEM, INC.
private · serves 49,328 people · EPA ID FL1570671
Water SourceGroundwater
Last State InspectionJun 2024
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20

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