5437 Timber Creek Cir, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 5437 Timber Creek Cir, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,076 sqft · built 1995
Lot Size	0.58 acres (25,308 sqft)
Owner	2 Individual Names on Record
Last Sale	$117,100 (Dec 1995)
Tax Bill	$1,593 (2024)
Deeds & Mortgages	Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35-2N-29-5449-00A00-0040`

Property Details

APN / Parcel Number

Primary APN	`35-2N-29-5449-00A00-0040`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,076 sqft Heated Area
Gross Area	2,828 sqft
1st Floor Area	2,496 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	25,308 sqft (0.58 acres)
Lot Dimensions	2,130 ft deep x 1,190 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	332 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	352N29544900A000040
Street Address	5437 TIMBER CREEK CIR
City	PACE
State	FL
Zip	32571-6201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1
Legal Description	TIMBER CREEK ESTATES PHASE 3 LOT 4 BLK A AS DES IN OR 1509 PG 1204
Legal Range	29W
Legal Township	02N
Legal Section	35
Legal Subdivision	TIMBER CREEK
Legal Phase	3
Legal Block	A
Legal Lot Number	4
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	2
Census Block	2000
Census Tract	10301

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5437 TIMBER CREEK CIR, PACE, FL 32571-6201
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 1995 · Amount on Record
Deed Sale	Dec 28, 1995 · Amount on Record
Deed Document Number	0150901204
Deed Book / Page	01509 / 01204
Record Updated	Jun 8, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5437 TIMBER CREEK CIR, PACE, FL 32571-6201
Document Number	0036501832
Book / Page	003650 / 001832
Instrument Date	Aug 2, 2017
Transaction Type	Mortgage
Record Updated	Aug 31, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5437 TIMBER CREEK CIR MILTON FL 325716201, MILTON, FL 32571-6201

Mortgage

Document Number	0036501832
Date	Aug 9, 2017
Book Page	003650/001832
Instrument	32746

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 8, 2027

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$1,593.00 (+13.14%) Homeowner's exemption	$151,582 (+3%)	$235,357 (+0.98%) Land $38,000 Building $197,357
2023	$1,408.00 (+3.07%) Homeowner's exemption	$147,167 (+3%)	$233,070 (+0.95%) Land $38,000 Building $195,070
2022	$1,366.00 Homeowner's exemption	$142,881	$230,888 Land $36,000 Building $194,888

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	4 (2014–2020)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20