Schoharie County and Seward Town property record for 5448 State Rte 10, Cobleskill, NY 12043
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,974 sqft · built 2017 |
| Lot Size | 59.9 acres (2,610,986 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $80,000 (May 2016) |
| Tax Bill | $7,727 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 434400 55.-5-3.1 |
| Primary APN | 434400 55.-5-3.1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,974 sqft Living Area |
| 1st Floor Area | 1,000 sqft |
| 2nd Floor Area | 974 sqft |
| Upper Floors Area | 354 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Contemporary |
| Lot Area | 2,610,986 sqft (59.9 acres) |
| Lot Width | 1,586 ft Width |
| Garage Type | Attached |
| Garage Area | 679 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 445 sqft |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Account Number | 525J101086 |
|---|---|
| Street Address | 5448 STATE ROUTE 10 |
| City | COBLESKILL |
| State | NY |
| Zip | 12043-6203 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RA |
| Legal Description | F |
| Legal Block | 5 |
| Legal Lot Number | 3.001 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | SEWARD |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 740400 |
5448 State Rte 10, a rural home, is owned by two individuals who bought it in May 2016.
Source: Schoharie County and Seward Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 145 SETTLES MOUNTAIN RD, COBLESKILL, NY 12043-7407 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 25, 2016 · Amount on File |
| Deed Sale | May 25, 2016 · Amount on File |
| Deed Book / Page | 1021 / 283 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 5448 State Rte 10 was $7,727, up 9.4% from the year before.
Source: Schoharie County and Seward Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Seward Town |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,727.00 (+9.37%) | ||
| 2025 | $7,065.00 | $151,470 Land $71,500 Building $79,970 | $369,439 Land $174,390 Building $195,049 |
| 2023 | $151,470 Land $71,500 Building $79,970 | $302,940 Land $143,000 Building $159,940 | |
| 2020 | $6,679.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5448 State Rte 10 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5448 State Rte 10 is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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