Schoharie County and Seward Town property record for 5372 State Rte 10, Cobleskill, NY 12043
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 1 ba · 1,900 sqft · built 1989 |
| Lot Size | 38.5 acres (1,677,060 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $6,771 (2026) |
| Deeds & Mortgages | Apr 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 434400 55.-5-5.1 |
| Primary APN | 434400 55.-5-5.1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,900 sqft Living Area |
| 1st Floor Area | 1,200 sqft |
| Upper Floors Area | 700 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Other |
| Exterior Material | Wood |
| Lot Area | 1,677,060 sqft (38.5 acres) |
| Lot Width | 393 ft Width |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 96 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 525J179005 |
|---|---|
| Street Address | 5372 STATE ROUTE 10 |
| City | COBLESKILL |
| State | NY |
| Zip | 12043-6200 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RA |
| Legal Description | FARM |
| Legal Block | 5 |
| Legal Lot Number | 5.001 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | SEWARD |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 740400 |
Source: Schoharie County and Seward Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 5372 STATE ROUTE 10, COBLESKILL, NY 12043-6200 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Estate |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 10, 2019 |
| Transfer Doc | 001090/108 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Apr 11, 2019 |
| Property Address | 5372 STATE ROUTE 10, COBLESKILL, NY 12043-6200 |
| Document Number | 001090/108 |
| Book / Page | 1090 / 108 |
| Instrument Date | Apr 10, 2019 |
| Instrument | 760488 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5346 STATE ROUTE 10, COBLESKILL, NY 12043-6200 |
Source: Schoharie County and Seward Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Seward Town |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,771.00 (+9.72%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $6,171.00 (+29.97%) | $120,400 (-) Land $41,000 Building $79,400 | $293,659 (+21.95%) Land $100,000 Building $193,659 |
| 2023 | $120,400 Land $41,000 Building $79,400 | $240,800 Land $82,000 Building $158,800 | |
| 2020 | $4,748.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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