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5384 State Rte 10, Cobleskill, NY 12043 Property Records

Schoharie County and Seward Town property record for 5384 State Rte 10, Cobleskill, NY 12043

Property Summary

Property TypeRural Home
Details3 bd · 2 ba · 2,546 sqft · built 1970
Lot Size54.9 acres (2,391,444 sqft)
Owner2 Company Names on Record
Tax Bill$6,198 (2026)
Deeds & MortgagesNov 2017 Transfer
Flood ZoneZone X (minimal risk)
APN434400 55.-5-4

Property Details

APN / Parcel Number

Primary APN434400 55.-5-4
Alternative APNs
  • 440005500000050040000000
  • 525J184011

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,546 sqft Living Area
1st Floor Area1,534 sqft
Basement Area1,012 sqft
Finished Basement1,012 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Lot Area2,391,444 sqft (54.9 acres)
Lot Width955 ft Width

Utilities, Heating & Cooling

Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number525J184011
Street Address5384 STATE ROUTE 10
CityCOBLESKILL
StateNY
Zip12043-6200
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeRA
Legal DescriptionHOUSE & LAND
Legal Block5
Legal Lot Number4.000
JurisdictionSCHOHARIE NY
Township / Civil DivisionSEWARD
Census Block Group4
Census Block4013
Census Tract740400

Owner

Source: Schoharie County and Seward Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on Record
Mailing Address242 BEACH 137TH ST, ROCKAWAY PARK, NY 11694-1332
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Irrevocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateNov 9, 2017
Transfer Doc0000001059/000000004
Record UpdatedOct 29, 2026

November 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSCHOHARIE NY
Recording DateNov 27, 2017
Property Address5384 STATE ROUTE 10, COBLESKILL, NY 12043-6200
Document Number0000001059/0000000046
Book / Page0000001059 / 0000000046
Instrument DateNov 9, 2017
Transaction TypeTransfer
Record UpdatedMay 12, 2022
Title CompanyNOT AVAILABLE, JOANNE HAWTHORNE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address242 BEACH 137TH ST, BELLE HARBOR, NY 11694-1332

Tax Assessment & Valuation

Source: Schoharie County and Seward Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchoharie County
County SubdivisionSeward Town
Unified School DistrictCobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,198.00 (+9.74%) Homeowner's exemption
2025$5,648.00 (+16.45%)$110,200 (-) Land $54,000 Building $56,200$268,780 (+21.95%) Land $131,707 Building $137,073
2023$110,200 Land $54,000 Building $56,200$220,400 Land $108,000 Building $112,400
2020$4,850.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2011)
Most Recent ClaimAug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 89% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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