5446 E State St, Rockford, IL 61108 Property Records

Winnebago County property record for 5446 E State St, Rockford, IL 61108

Property Summary

Property TypeCommercial
Details2,834 sqft · built 1993
Lot Size0.71 acres (30,928 sqft)
OwnerCompany Name on Record
Last Sale$512,500 (Sep 2019)
Tax Bill$18,109 (2025)
Deeds & MortgagesOct 2022 Mortgage
Sep 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN172B603

Property Details

APN / Parcel Number

Primary APN172B603
Alternative APN
  • 1228126008

Interior

Stories1 Story
Building Area2,834 sqft Gross Area
1st Floor Area2,834 sqft

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Exterior MaterialBrick
Construction TypeFrame
Lot Area30,928 sqft (0.71 acres)
View / LotTraffic

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address5446 E STATE ST
CityROCKFORD
StateIL
Zip61108-2380
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeC2
Legal DescriptionCANNELL-PURI SUB BNG RESUB OF LOT 1 OFPURI-SWANSON SUB PT NW1/4 SEC 28-44-2LOT 3
Legal Range2
Legal Township44
Legal Section28
Legal SubdivisionCANNELL-PURI SUB
Legal Lot Number1
JurisdictionWINNEBAGO IL
Township / Civil DivisionROCKFORD
Census Block Group1
Census Block1002
Census Tract507

Owner

Source: Winnebago County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address5446 E STATE ST, ROCKFORD, IL 61108-2380
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2022Deed of Trust, Mortgage · Commercial Mortgage
AMERICAN COMMUNITY BK & TR
Sep 22, 2022Quit Claim Deed, Transfer · Commercial Mortgage
AMERICAN COMMUNITY BK & TR
Sep 16, 2019Warranty Deed, Transfer
BYLINE BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 16, 2019 · Amount on Record
Deed SaleSep 16, 2019 · Amount on Record
Prior SaleMay 3, 2004 · Amount on Record
Deed Document Number20191031116
Last Transfer DateSep 15, 2022
Transfer Doc0000029245
Record UpdatedSep 20, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Property Address5446 E STATE ST, ROCKFORD, IL 61108-2380
Transaction TypeMortgage
Record UpdatedNov 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000032828
DateOct 27, 2022
Instrument2232828
Lender
NameAMERICAN COMMUNITY BK & TR
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

September 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWINNEBAGO IL
Recording DateSep 22, 2022
Property Address5446 E STATE ST, ROCKFORD, IL 61108-2380
Document Number0000029245
Map ReferenceBK39 PG179B
Instrument DateSep 15, 2022
Instrument2229245
Transaction TypeTransfer
Record UpdatedOct 12, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5446 E STATE ST, ROCKFORD, IL 61108-2380

Mortgage

Document Number0000029246
DateSep 22, 2022
Instrument2229246
Lender
NameAMERICAN COMMUNITY BK & TR
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNEBAGO IL
Recording DateSep 16, 2019
Property Address5446 E STATE ST, ROCKFORD, IL 61108-2380
Document Number0001031116
Instrument DateSep 13, 2019
Instrument1031116
Transaction TypeTransfer
Record UpdatedOct 8, 2019
Title CompanyTITLE UNDERWRITERS AGENCY

Transaction

AmountAmount Recorded
Tax$768.08
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5446 E STATE ST ROCKFORD IL 611082380, ROCKFORD, IL 61108-2380

Mortgage

Document Number1031117
DateSep 16, 2019
Instrument1031117
Lender
NameBYLINE BK
Address10 N MARTINGALE RD, SCHAUMBURG, IL 60173-2099
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionRockford Township
MunicipalityRockford City
Unified School DistrictRockford School District 205 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$18,109.00 (+3.82%)$205,118 (+11.43%) Land $92,497 Building $112,621$615,354 (+11.43%) Land $277,491 Building $337,863
2024$17,443.00$184,078 (+26.88%) Land $83,009 Building $101,069$552,234 (+26.88%) Land $249,027 Building $303,207
2022$145,077 Land $65,422 Building $79,655$435,231 Land $196,266 Building $238,965

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROCKFORD
serves 147,051 people · EPA ID IL2010300
Water SourceGroundwater
Last State InspectionJan 2024
Lead10 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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