5494 E State St, Rockford, IL 61108 Property Records

Winnebago County property record for 5494 E State St, Rockford, IL 61108

Property Summary

Property Type	Commercial
Details	6,851 sqft · built 1995
Lot Size	1.19 acres (52,069 sqft)
Owner	Company Name on Record
Last Sale	$300,000 (Jan 2022)
Tax Bill	$33,060 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Sep 2025 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`172B605`

Property Details

APN / Parcel Number

Primary APN	`172B605`
Alternative APN	`1228126012`

Interior

Units	2 Units
Stories	1 Story
Building Area	6,851 sqft Gross Area
1st Floor Area	6,851 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	52,069 sqft
View / Lot	Traffic

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5494 E STATE ST
City	ROCKFORD
State	IL
Zip	61108-2380
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	C2
Legal Description	PLAT NO 2 CANNELL-PURI SUB BNG RESUB OF LOT 1 OF PURI-SWANSON SUB PT NW1/4 SEC 28-44-2 LOT 2
Legal Range	2
Legal Township	44
Legal Section	28
Legal Subdivision	PLAT NO 2 CANNELL-PURI SUB
Legal Lot Number	1
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROCKFORD
Census Block Group	1
Census Block	1002
Census Tract	507

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3074 CHARTWELL CT, ROCKFORD, IL 61114-5825
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2025	Deed of Trust, Mortgage · Commercial Mortgage ROCKFORD LOCAL DEVELOPMENT CO
Sep 15, 2025	Deed of Trust, Mortgage · Commercial Mortgage STILLMAN BANCORP NA
Sep 15, 2025	Deed of Trust, Mortgage · Commercial Mortgage STILLMAN BANCORP NA
Nov 1, 2022	Deed of Trust, Mortgage · Commercial Mortgage ROCKFORD LOCAL DEVELOPMENT CO
Sep 12, 2022	Deed of Trust, Mortgage · Commercial Mortgage STILLMAN BANCORP NA
Jan 21, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKFORD LOCAL DEVELOPMENT CO
Apr 24, 2018	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 21, 2022 · Amount on Record
Deed Sale	Jan 21, 2022 · Amount on Record
Prior Sale	Apr 24, 2018 · Amount on Record
Deed Document Number	20222303
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	5494 E STATE ST, ROCKFORD, IL 61108-2380
Transaction Type	Mortgage
Record Updated	Jan 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031561
Date	Dec 4, 2025
Instrument	2531561

Lender

Name	ROCKFORD LOCAL DEVELOPMENT CO
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	312 Months
Due	Jan 1, 2051

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	5494 E STATE ST, ROCKFORD, IL 61108-2380
Transaction Type	Mortgage
Record Updated	Oct 8, 2025
Title Company	TULSA ABSTRACT AND TITLE COMPANY, TUA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023701
Date	Sep 15, 2025
Instrument	2523701

Lender

Name	STILLMAN BANCORP NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 12, 2035

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	5494 E STATE ST, ROCKFORD, IL 61108-2380
Transaction Type	Mortgage
Record Updated	Oct 8, 2025
Title Company	TULSA ABSTRACT AND TITLE COMPANY, TUA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023702
Date	Sep 15, 2025
Instrument	2523702

Lender

Name	STILLMAN BANCORP NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 12, 2035

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	5494 E STATE ST, ROCKFORD, IL 61108-2380
Transaction Type	Mortgage
Record Updated	Nov 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033301
Date	Nov 1, 2022
Instrument	2233301

Lender

Name	ROCKFORD LOCAL DEVELOPMENT CO
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	48 Months
Due	Jan 1, 2026

Interest

Rate Type	Fixed Rate

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	5494 E STATE ST, ROCKFORD, IL 61108-2380
Transaction Type	Mortgage
Record Updated	Oct 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028165
Date	Sep 12, 2022
Instrument	2228165

Lender

Name	STILLMAN BANCORP NA
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 7, 2032

Interest

Rate Type	Fixed Rate

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jan 21, 2022
Property Address	5494 E STATE ST, ROCKFORD, IL 61108-2380
Document Number	0000002303
Map Reference	BK 39 PG 80B
Instrument Date	Jan 19, 2022
Instrument	2202303
Transaction Type	Transfer
Record Updated	Feb 9, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3074 CHARTWELL CT, ROCKFORD, IL 61114-5825

Mortgage

Document Number	0000002304
Date	Jan 21, 2022
Instrument	2202304

Lender

Name	ROCKFORD LOCAL DEVELOPMENT CO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Apr 24, 2018
Property Address	5494 E STATE ST, ROCKFORD, IL 61108-2380
Document Number	0001011427
Instrument Date	Apr 4, 2018
Instrument	1011427
Transaction Type	Transfer
Record Updated	May 9, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$412.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2554 CHARLES ST ROCKFORD IL 611081652, ROCKFORD, IL 61108-1652

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Rockford Township
Municipality	Rockford City
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$33,060.00 (+3.82%)	$374,448 (+11.43%) Land $154,577 Building $219,871	$1,123,344 (+11.43%) Land $463,731 Building $659,613
2024	$31,844.00	$336,039 (+185.42%) Land $138,721 Building $197,318	$1,008,117 (+185.42%) Land $416,163 Building $591,954
2022		$117,733 Land $109,330 Building $8,403	$353,199 Land $327,990 Building $25,209

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKFORD serves 147,051 people · EPA ID IL2010300
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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