5409 E State St, Rockford, IL 61108 Property Records

Winnebago County property record for 5409 E State St, Rockford, IL 61108

Property Summary

Property TypeCommercial
Details3,276 sqft · built 1993
Lot Size0.5 acres (21,780 sqft)
OwnerIndividual Name on Record
Last Sale$550,000 (Oct 2018)
Tax Bill$19,989 (2025)
Deeds & MortgagesOct 2018 Sale & Line of Credit
Mar 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN172B018

Property Details

APN / Parcel Number

Primary APN172B018
Alternative APN
  • 1228127008

Interior

Stories1 Story
Building Area3,276 sqft Gross Area
1st Floor Area3,276 sqft

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Exterior MaterialConcrete Block
Construction TypeSteel Frame
Lot Area21,780 sqft (0.5 acres)
View / LotTraffic

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number172B018
Street Address5409 E STATE ST
CityROCKFORD
StateIL
Zip61108-2337
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeC2
Legal DescriptionIANNI SUB BNG PT NW1/4 SEC 28-44-2 LOT 3
Legal Range2
Legal Township44
Legal Section28
Legal SubdivisionIANNI SUB
Legal Lot Number3
JurisdictionWINNEBAGO IL
Township / Civil DivisionROCKFORD
Census Block Group3
Census Block3001
Census Tract502

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5409 E STATE ST, ROCKFORD, IL 61108-2337
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 12, 2018Warranty Deed, Transfer · Line of Credit
STILLMAN BANCORP
Mar 22, 2017Grant Deed, Transfer · Line of Credit
STANDARD BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 12, 2018 · Amount on Record
Deed SaleOct 12, 2018 · Amount on Record
Prior SaleOct 12, 2018 · Amount on Record
Deed Document Number201829864
Record UpdatedOct 29, 2026

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNEBAGO IL
Recording DateOct 12, 2018
Property Address5409 E STATE ST, ROCKFORD, IL 61108-2337
Document Number0001029864
Instrument DateSep 28, 2018
Instrument1029864
Transaction TypeTransfer
Record UpdatedNov 19, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$825.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5409 E STATE ST ROCKFORD IL 611082337, ROCKFORD, IL 61108-2337

Mortgage

Document Number1029865
DateOct 12, 2018
Instrument1029865
Lender
NameSTILLMAN BANCORP
TypeMortgage Company
AddressROCKFORD, IL 61108
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueOct 11, 2023
Interest
Rate TypeAdjustable Rate

March 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionWINNEBAGO IL
Recording DateMar 22, 2017
Property Address5409 E STATE ST, ROCKFORD, IL 61108-2337
Document Number0001008937
Instrument DateJan 25, 2017
Instrument1008937
Transaction TypeTransfer
Record UpdatedMar 31, 2017
Title CompanyO'CONNOR TITLE SERVICES INC, O'CONNOR TITLE SVCS INC

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4105 BLAKE LN GLENVIEW IL 600261091, GLENVIEW, IL 60026-1091

Mortgage

Document Number1008938
DateMar 22, 2017
Instrument1008938
Lender
NameSTANDARD BK
TypeBank
AddressHICKORY HILLS, IL 60457
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionRockford Township
MunicipalityRockford City
Unified School DistrictRockford School District 205 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$19,989.00$226,402 (+41.39%) Land $60,335 Building $166,067$679,206 (+41.39%) Land $181,005 Building $498,201
2022$160,131 Land $42,674 Building $117,457$480,393 Land $128,022 Building $352,371

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1979)
Most Recent ClaimFeb 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROCKFORD
serves 147,051 people · EPA ID IL2010300
Water SourceGroundwater
Last State InspectionJan 2024
Lead10 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

Nearby Properties on E State St

Nearby Streets

Search Property Records by Address or Parcel Number