5445 Milgray Ct, Carmichael, CA 95608 Property Records

Sacramento County property record for 5445 Milgray Ct, Carmichael, CA 95608 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,117 sqft · built 1992
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on File
Tax Bill$6,327 (2025)
Deeds & MortgagesJan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN230-0850-010-0000

Property Details

APN / Parcel Number

Primary APN230-0850-010-0000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area3,117 sqft Living Area
1st Floor Area1,743 sqft
2nd Floor Area1,374 sqft
Family RoomFamily Room
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleL-Shape
Construction TypeWood
Roof MaterialOther
Lot Area8,712 sqft (0.2 acres)
Garage Area735 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address5445 MILGRAY CT
CityCARMICHAEL
StateCA
Zip95608-6600
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSHIMARON ESTATES, LOT 10
Legal SubdivisionSHIMARON ESTATES
Legal Lot Number10
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group2
Census Block2003
Census Tract7603

Owner

Source: Sacramento County records · APN 230-0850-010-0000

Assessment roll updated July 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5445 MILGRAY CT, CARMICHAEL, CA 95608-6600
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateJun 18, 2002
Transfer Doc2002000414
Record UpdatedSep 20, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address5445 MILGRAY CT, CARMICHAEL, CA 95608-6600
Document Number0000001385
Book / Page170123 / 001385
Instrument DateJan 18, 2017
Transaction TypeMortgage
Record UpdatedJan 31, 2017
Title CompanySPL EXPRESS INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address5445 MILGRAY CT CARMICHAEL CA 956086600, CARMICHAEL, CA 95608-6600

Mortgage

Document Number0000001385
DateJan 23, 2017
Book Page170123/001385
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 22, 2047
Interest
Rate TypeAdjustable Rate
Rate3.5%

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
Unified School DistrictSan Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$548,158 (+2%) Land $150,289 Building $397,869
2025$6,327.00 (+0.97%) Homeowner's exemption$537,411 (+4.04%) Land $147,343 Building $390,068
2024$6,266.00 (+2.64%)
2023$6,105.00 (+0.54%) Homeowner's exemption$516,544 Land $141,622 Building $374,922
2022$6,072.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), updated September 29, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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