Sacramento County property record for 5438 Milgray Ct, Carmichael, CA 95608
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,008 sqft · built 1988 |
| Lot Size | 0.191 acres (8,308 sqft) |
| Owner | Company Name on File |
| Tax Bill | $4,446 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Feb 2024 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 230-0850-003-0000 |
| Primary APN | 230-0850-003-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,008 sqft Living Area |
| 1st Floor Area | 2,008 sqft |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | H-Shape |
| Construction Type | Wood |
| Roof Material | Wood Shingle |
| Lot Area | 8,308 sqft (0.191 acres) |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 18,000 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 5438 MILGRAY CT |
|---|---|
| City | CARMICHAEL |
| State | CA |
| Zip | 95608-6600 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD-5 |
| Legal Description | SHIMARON ESTATES, LOT 3 |
| Legal Subdivision | SHIMARON ESTATES |
| Legal Lot Number | 3 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | SACRAMENTO |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 7603 |
Source: Sacramento County records · APN 230-0850-003-0000
Assessment roll updated July 22, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 5438 MILGRAY CT, CARMICHAEL, CA 95608-6600 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Jul 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SACRAMENTO CU |
| Feb 22, 2024 | Deed of Trust, Mortgage · Line of Credit SACRAMENTO CU |
| Jul 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SACRAMENTO CU |
| Sep 29, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | May 09, 2007 |
| Transfer Doc | 0000000212 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 5438 MILGRAY CT, CARMICHAEL, CA 95608-6600 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 5438 MILGRAY CT, CARMICHAEL, CA 95608-6600 |
| Document Number | 0000001263 |
|---|---|
| Date | Jul 29, 2021 |
| Instrument | 202107291263 |
| Name | SACRAMENTO CU |
|---|---|
| Type | Credit Union |
| Address | SACRAMENTO, CA 95814 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 5438 MILGRAY CT, CARMICHAEL, CA 95608-6600 |
| Transaction Type | Mortgage |
| Record Updated | Mar 05, 2024 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 5438 MILGRAY CT, CARMICHAEL, CA 95608-6600 |
| Document Number | 0000000831 |
|---|---|
| Date | Feb 22, 2024 |
| Instrument | 202402220831 |
| Name | SACRAMENTO CU |
|---|---|
| Type | Credit Union |
| Address | SACRAMENTO, CA 95812 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Feb 21, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 5438 MILGRAY CT, CARMICHAEL, CA 95608-6600 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 5438 MILGRAY CT, CARMICHAEL, CA 95608-6600 |
| Document Number | 7290000001263 |
|---|---|
| Date | Jul 29, 2021 |
| Book Page | 20210729/1263 |
| Name | SACRAMENTO CU |
|---|---|
| Type | Credit Union |
| Address | SACRAMENTO, CA 95814 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 5438 MILGRAY CT, CARMICHAEL, CA 95608-6600 |
| Document Number | 1811200485 |
| Instrument Date | Sep 29, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 05, 2018 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 5438 MILGRAY CT CARMICHAEL CA 956086600, CARMICHAEL, CA 95608-6600 |
| Document Number | 1811200485 |
|---|---|
| Date | Nov 20, 2018 |
| Instrument | 1811200485 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Unified School District | San Juan Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $386,610 (+2%) Land $109,078 Building $277,532 | |
| 2025 | $4,446.00 (+0.98%) Homeowner's exemption | $379,031 (+4.04%) Land $106,940 Building $272,091 |
| 2024 | $4,403.00 (+2.63%) | |
| 2023 | $4,290.00 (+0.56%) Homeowner's exemption | $364,315 Land $102,789 Building $261,526 |
| 2022 | $4,266.00 |
Source: FEMA National Flood Hazard Layer as of September 29, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Consolidated Communications Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: California Internet, Succeed.Net.
Based on FCC filings for 364 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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