5426 Milgray Ct, Carmichael, CA 95608 Property Records

Sacramento County property record for 5426 Milgray Ct, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,240 sqft · built 1989
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$855,000 (Jul 2026)
Tax Bill	$7,337 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`230-0850-005-0000`

Property Details

APN / Parcel Number

Primary APN	`230-0850-005-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,240 sqft Living Area
1st Floor Area	1,757 sqft
2nd Floor Area	1,483 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	H-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	11,326 sqft (0.26 acres)
Garage Area	750 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5426 MILGRAY CT
City	CARMICHAEL
State	CA
Zip	95608-6600
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	SHIMARON ESTATES, LOT 5
Legal Subdivision	SHIMARON ESTATES
Legal Lot Number	5
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2003
Census Tract	7603

Owner

Source: Sacramento County assessment roll, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5426 MILGRAY CT, CARMICHAEL, CA 95608-6600
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Correction Deed, Transfer · Conventional Mortgage SCHOOLSFIRST FEDERAL CREDIT UNION
Jun 22, 2026	Grant Deed, Transfer · Conventional Mortgage SCHOOLSFIRST FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 2, 2026 · Amount on Record
Deed Sale	Jul 2, 2026 · Amount on Record
Prior Sale	Jun 22, 2026 · Amount on Record
Deed Book / Page	20260702 / 507
Record Updated	Sep 20, 2026

July 2026: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 2, 2026
Property Address	5426 MILGRAY CT, CARMICHAEL, CA 95608-6600
Document Number	2026000507
Book / Page	20260702 / 507
Instrument Date	Jul 2, 2026
Transaction Type	Transfer
Record Updated	Jul 14, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$94,990.50
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5426 MILGRAY CT, CARMICHAEL, CA 95608-6600
Investor	Possibly a Property Investor

Mortgage

Document Number	2026000508,
Date	Jul 2, 2026
Book Page	20260702/508

Lender

Name	SCHOOLSFIRST FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 22, 2026
Property Address	5426 MILGRAY CT, CARMICHAEL, CA 95608-6600
Document Number	2026001003
Book / Page	20260622 / 1003
Instrument Date	Jun 5, 2026
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$55,550.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5426 MILGRAY CT, CARMICHAEL, CA 95608-6600
Investor	Possibly a Property Investor

Mortgage

Document Number	2026001004,
Date	Jun 22, 2026
Book Page	20260622/1004

Lender

Name	SCHOOLSFIRST FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$634,783 (+2%) Land $173,275 Building $461,508
2025	$7,337.00 (+0.98%) Homeowner's exemption	$622,337 (+4.04%) Land $169,878 Building $452,459
2024	$7,266.00 (+2.63%)
2023	$7,080.00 (+0.54%) Homeowner's exemption	$598,174 Land $163,283 Building $434,891
2022	$7,042.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Consolidated Communications Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: California Internet, Succeed.Net.

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