5196 Clay St, Denver, CO 80221 Property Records

Denver City property record for 5196 Clay St, Denver, CO 80221

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,079 sqft · built 1941
Lot Size	0.178 acres (7,740 sqft)
Owner	2 Individual Names on File
Last Sale	$615,000 (Sep 2022)
Tax Bill	$3,257 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Sep 2022 Sale & Mortgage + 3 more
APN	`02174-04-001-000`

Property Details

APN / Parcel Number

Primary APN	`02174-04-001-000`
Alternative APNs	`680317404001` `160661252`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,079 sqft Living Area
1st Floor Area	1,079 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 2018
Exterior Material	Combination
Construction Type	Frame
Lot Area	7,740 sqft (0.178 acres)
Garage Type	Detached
Garage Area	537 sqft
Porch	Enclosed Frame Porch
Porch Area	261 sqft
Patio Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	5196 CLAY ST
City	DENVER
State	CO
Zip	80221-1224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E-SU-D1X
Legal Description	REGIS HEIGHTS B5 L1 & 2
Legal Subdivision	REGIS HEIGHTS
Legal Block	1
Legal Lot Number	1,2
Jurisdiction	DENVER CO
Township / Civil Division	DENVER
Census Block Group	1
Census Block	1009
Census Tract	201

Owner

5196 Clay St is owned and occupied by two individuals who bought it in September 2022.

Source: Denver City records, as of May 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5196 CLAY ST, DENVER, CO 80221-1224
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2022	Deed of Trust, Mortgage · Line of Credit KEY BANK NA
Sep 13, 2022	Warranty Deed, Transfer · Conventional Mortgage SYNERGY ONE LENDING
Dec 16, 2020	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
Mar 18, 2020	Deed of Trust, Mortgage · FHA Mortgage CALIBER HM LOANS
Nov 16, 2018	Warranty Deed, Transfer · FHA Mortgage FIRST WESTERN TRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2022 · Amount on File
Deed Sale	Sep 13, 2022 · Amount on File
Prior Sale	Nov 16, 2018 · Amount on File
Deed Document Number	2022120069
Prior Transfer Date	Dec 2, 2012
Prior Transfer Doc	0000177460
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	5196 CLAY ST, DENVER, CO 80221-1224
Transaction Type	Mortgage
Record Updated	Sep 12, 2022
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5196 CLAY ST, DENVER, CO 80221-1224

Mortgage

Document Number	0000115862
Date	Sep 1, 2022
Instrument	2022115862

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Aug 5, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DENVER CO
Recording Date	Sep 13, 2022
Property Address	5196 CLAY ST, DENVER, CO 80221-1224
Document Number	0000120069
Instrument Date	Sep 8, 2022
Instrument	2022120069
Transaction Type	Transfer
Record Updated	Sep 21, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$61.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5196 CLAY ST, DENVER, CO 80221-1224

Mortgage

Document Number	0000120070
Date	Sep 13, 2022
Instrument	2022120070

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	5196 CLAY ST, DENVER, CO 80221-1224
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000211293
Date	Dec 16, 2020
Instrument	2020211293

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	5196 CLAY ST, DENVER, CO 80221-1224
Document Number	0000055621
Instrument Date	Mar 18, 2020
Transaction Type	Mortgage
Record Updated	May 13, 2020
Title Company	LAND TITLE GUARANTEE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5196 CLAY ST DENVER CO 802211224, DENVER, CO 80221-1224

Mortgage

Document Number	0000055621
Date	Apr 23, 2020
Instrument	55621

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 22, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DENVER CO
Recording Date	Nov 16, 2018
Property Address	5196 CLAY ST, DENVER, CO 80221-1224
Document Number	0000148223
Instrument Date	Nov 16, 2018
Instrument	2018148223
Transaction Type	Transfer
Record Updated	Apr 14, 2022
Title Company	LAND TITLE GUARANTEE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$41.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5196 CLAY ST, DENVER, CO 80221-1224

Mortgage

Document Number	0000148224
Date	Nov 16, 2018
Instrument	2018148224

Lender

Name	FIRST WESTERN TRUST BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 5196 Clay St was $3,257.

Source: Denver City assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Colorado
County / Municipality	Denver City
Unified School District	Denver County School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,257.00	$42,580 Land $20,610 Building $20,610	$604,000 Land $292,300 Building $311,700
2023	$2,722.00	$35,130 (+21.01%) Land $15,900 Building $19,230	$579,300 (+38.69%) Land $292,300 Building $287,000
2022		$29,030 Land $15,230 Building $13,800	$417,700 Land $219,200 Building $198,500
2021	$2,228.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 5196 Clay St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 5196 Clay St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DENVER WATER BOARD serves 1,287,000 people · EPA ID CO0116001
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	33 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 608 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
LiveWireNet Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Aerux Broadband, Starry.

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