Burke County property record for 5440 NC 181, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,092 sqft · built 1940 |
| Lot Size | 67.2 acres (2,931,152 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $473 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 1777808996 |
| Primary APN | 1777808996 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,092 sqft Living Area |
| 1st Floor Area | 1,092 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Foundation Type | Stone |
| Roof Material | Metal |
| Lot Area | 2,931,152 sqft (67.2 acres) |
| Porch | Slab |
| Porch Area | 220 sqft |
| Cooling System | None |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 5440 NC 181 |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RURAL MIXE |
| Legal Description | PUV |
| Jurisdiction | BURKE NC |
| Township / Civil Division | UPPER CREEK |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 20204 |
Source: Burke County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2445 SPAINHOUR RD, MORGANTON, NC 28655-7064 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Burke County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $473.00 (+1.07%) | $377,194 (-) Land $367,409 Building $9,785 | $377,194 (-) Land $367,409 Building $9,785 |
| 2025 | $468.00 (+0.21%) | $377,194 (-) Land $367,409 Building $9,785 | $377,194 (-) Land $367,409 Building $9,785 |
| 2023 | $467.00 | $377,194 Land $367,409 Building $9,785 | $377,194 Land $367,409 Building $9,785 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · above 64% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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