5389 NC 181, Morganton, NC 28655 Property Records

Burke County property record for 5389 NC 181, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,660 sqft · built 1939
Lot Size	26.4 acres (1,152,162 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,358 (2026)
Flood Zone	Zone X (minimal risk)
APN	`1777509981`

Property Details

APN / Parcel Number

Primary APN	`1777509981`
Alternative APN	`20508`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,660 sqft Living Area
1st Floor Area	1,085 sqft
Fireplaces	4 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1965
Architectural Style	Conventional
Construction Type	Frame
Foundation Type	Raised
Roof Material	Metal
Lot Area	1,152,162 sqft (26.4 acres)

Exterior Amenities

Porch	Slab
Porch Area	415 sqft
Shed	1 Shed
Shed Area	80 sqft
Lean-To	300 sqft
Pole Barn	100 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Water Source	Well

Location & Zoning

Street Address	5389 NC 181
City	MORGANTON
State	NC
Zip	28655-9731
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL MIXE
Legal Description	5389 NC 181 MORGANTON, NC 28655
Jurisdiction	BURKE NC
Township / Civil Division	UPPER CREEK
Census Block Group	2
Census Block	2003
Census Tract	20204

Owner

5389 NC 181 is owned by two individuals who acquired it in August 2017.

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2961 HENDERSON MILL RD, MORGANTON, NC 28655-9776
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 2, 2017
Transfer Doc	0023050113
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 5389 NC 181 was $1,358, up 0.4% from the year before.

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,358.00 (+0.37%)	$198,730 (-) Land $108,626 Building $90,104	$198,730 (-) Land $108,626 Building $90,104
2025	$1,353.00	$198,730 Land $108,626 Building $90,104	$198,730 Land $108,626 Building $90,104
2023	$1,359.00	$198,730 Land $108,626 Building $90,104	$198,730 Land $108,626 Building $90,104

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5389 NC 181 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5389 NC 181 is moderate, ranking above 46% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20