5423 NC 181, Morganton, NC 28655 Property Records

Burke County property record for 5423 NC 181, Morganton, NC 28655

Property Summary

Property TypeMobile Home
Details4 bd · 2 ba · 1,976 sqft · built 2001
Lot Size1.2 acres (52,272 sqft)
Owner2 Individual Names on Record
Last Sale$200,000 (May 2023)
Tax Bill$1,016 (2026)
Deeds & MortgagesMay 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1777618333

Property Details

APN / Parcel Number

Primary APN1777618333
Alternative APN
  • 55921

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,976 sqft Living Area
1st Floor Area1,976 sqft
FlooringTile
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleMobile Home
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof MaterialMetal
Lot Area52,272 sqft (1.2 acres)
Garage Area450 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Deck Area72 sqft
Patio Area232 sqft
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic
Water SourceWell

Location & Zoning

Street Address5423 NC 181
CityMORGANTON
StateNC
Zip28655-7569
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeRURAL MIXE
Legal Description5423 NC 181 MORGANTON, NC 28655
JurisdictionBURKE NC
Township / Civil DivisionUPPER CREEK
Census Block Group2
Census Block2003
Census Tract20204

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address5423 NC 181, MORGANTON, NC 28655-7569
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 2, 2023 · Amount on Record
Deed SaleMay 2, 2023 · Amount on Record
Deed Document Number20233807
Deed Book / Page2682 / 1
Prior Transfer DateJul 11, 2007
Prior Transfer Doc0016840847
Record UpdatedOct 29, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBURKE NC
Recording DateMay 2, 2023
Property Address5423 NC 181, MORGANTON, NC 28655-7569
Document Number0026820001
Book / Page2682 / 1
Instrument DateMay 2, 2023
Instrument2023003807
Transaction TypeTransfer
Record UpdatedMay 15, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$400.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5423 NC 181, MORGANTON, NC 28655-7569

Mortgage

Document Number2023003808
DateMay 2, 2023
Instrument2023003808
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2053

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBurke County
Unified School DistrictBurke County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,016.00 (+0.49%)$144,781 (-) Land $18,429 Building $126,352$144,781 (-) Land $18,429 Building $126,352
2025$1,011.00 (+3.06%)$144,781 (+3.72%) Land $18,429 Building $126,352$144,781 (+3.72%) Land $18,429 Building $126,352
2023$981.00$139,590 Land $18,429 Building $121,161$139,590 Land $18,429 Building $121,161

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · above 65% of North Carolina
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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