Sacramento County property record for 5440 Arden Way, Carmichael, CA 95608
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,500 sqft · built 1962 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Company Name on File |
| Last Sale | $292,500 (Oct 2002) |
| Tax Bill | $5,106 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Aug 2021 Transfer + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 289-0295-020-0000 |
| Primary APN | 289-0295-020-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,500 sqft Living Area |
| 1st Floor Area | 1,500 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 5440 ARDEN WAY |
|---|---|
| City | CARMICHAEL |
| State | CA |
| Zip | 95608-5951 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD-4 |
| Legal Description | PTN OF LOT 223 DEL DAYO RIVIERA UNIT NO 3 DESC AS BEG AT MOST EASTERLY COR OF SD LOT TH S 34%36W 131.49 FT TH N 38%0440W |
| Legal Subdivision | DEL DAYO RIVIERA 03 |
| Legal Lot Number | 223 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | SACRAMENTO |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 5804 |
Source: Sacramento County assessment roll, APN 289-0295-020-0000, as of July 22, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 5440 ARDEN WAY, CARMICHAEL, CA 95608-5951 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Date | Document |
|---|---|
| Sep 24, 2025 | Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC |
| Aug 27, 2021 | Intrafamily Transfer, Transfer STEWART TITLE OF CA INC |
| Aug 13, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 16, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 11, 2002 · Amount on Record |
| Deed Sale | Oct 11, 2002 · Amount on Record |
| Prior Sale | Mar 03, 2000 · Amount on Record |
| Deed Book / Page | 20021011 / 2615 |
| Last Transfer Date | Aug 09, 2021 |
| Transfer Doc | 0000000223 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 5440 ARDEN WAY, CARMICHAEL, CA 95608-5951 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5440 ARDEN WAY, CARMICHAEL, CA 95608-5951 |
| Document Number | 0000000139 |
|---|---|
| Date | Sep 24, 2025 |
| Instrument | 202509240139 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | LIMA, OH 45801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 16, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Aug 27, 2021 |
| Property Address | 5440 ARDEN WAY, CARMICHAEL, CA 95608-5951 |
| Document Number | 2021082700223 |
| Map Reference | MB 57 MAP 19 |
| Instrument Date | Aug 09, 2021 |
| Instrument | 2021082700223 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | STEWART TITLE OF CA INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 5440 ARDEN WAY, CARMICHAEL, CA 95608-5951 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Aug 13, 2021 |
| Property Address | 5440 ARDEN WAY, CARMICHAEL, CA 95608-5951 |
| Document Number | 0000000822 |
| Map Reference | MB 57 MAP 19 |
| Instrument Date | Aug 09, 2021 |
| Instrument | 202108130822 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2026 |
| Title Company | STEWART TITLE/NW FLORIDA, STEWART TITLE OF CALIFORNIA |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5440 ARDEN WAY, CARMICHAEL, CA 95608-5951 |
| Document Number | 0000000823 |
|---|---|
| Date | Aug 13, 2021 |
| Instrument | 202108130823 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Aug 16, 2019 |
| Property Address | 5440 ARDEN WAY, CARMICHAEL, CA 95608-5951 |
| Document Number | 1908161005 |
| Instrument Date | Aug 13, 2019 |
| Instrument | 1908161005 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 5440 ARDEN WAY CARMICHAEL CA 956085951, CARMICHAEL, CA 95608-5951 |
Source: Sacramento County assessment roll as of July 22, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Unified School District | San Juan Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $432,085 (+2%) Land $147,716 Building $284,369 | |
| 2025 | $5,106.00 (+0.99%) Homeowner's exemption | $423,614 (+4.04%) Land $144,820 Building $278,794 |
| 2024 | $5,056.00 (+0.88%) | |
| 2023 | $5,012.00 (+0.56%) | $407,167 Land $139,198 Building $267,969 |
| 2022 | $4,984.00 |
Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), as of September 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060670058042, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 106 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 106 in force |
| Nearby Flood Claims | 9 (1993–2026) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | Apr 2026 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 436 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Consolidated Communications Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: California Internet, Succeed.Net.
Source: EPA Safe Drinking Water Information System, water system CA3410001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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