544 Schaeffer Dr, Coldwater, MI 49036 Property Records

Branch County property record for 544 Schaeffer Dr, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,872 sqft · built 1975
Lot Size	0.63 acres (27,443 sqft)
Owner	2 Individual Names on File
Last Sale	$189,900 (Jun 2020)
Tax Bill	$2,805 (2025)
Deeds & Mortgages	Aug 2022 Second Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`070-S30-000-004-00`

Property Details

APN / Parcel Number

Primary APN	`070-S30-000-004-00`

Interior

Full Baths	2 Baths
Building Area	1,872 sqft Building Perimeter
1st Floor Area	1,248 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Lot Area	27,443 sqft (0.63 acres)
Lot Dimensions	209 ft deep x 131 ft wide
Garage Area	576 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	544 SCHAEFFER DR
City	COLDWATER
State	MI
Zip	49036-9457
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 4 SCHAEFFER ESTATES NO. 1 SEC 26 T6S R6W CITY OF C/W'S WELL HEAD PROTECTION AREA
Legal Range	06W
Legal Township	06S
Legal Section	26
Legal Subdivision	SCHAEFFER ESTATES
Legal Lot Number	4
Jurisdiction	BRANCH MI
Township / Civil Division	COLDWATER
Census Block Group	1
Census Block	1059
Census Tract	951301

Owner

544 Schaeffer Dr is owned and occupied by two individuals who bought it in June 2020.

Source: Branch County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	544 SCHAEFFER DR, COLDWATER, MI 49036-9457
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MARSHALL COMMUNITY CU
Jun 29, 2020	Warranty Deed, Transfer · Conventional Mortgage MARSHALL COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2020 · Amount on File
Deed Sale	Jun 29, 2020 · Amount on File
Deed Document Number	20204101
Prior Transfer Date	Dec 16, 2004
Prior Transfer Doc	0000012169
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	544 SCHAEFFER DR, COLDWATER, MI 49036-9457
Transaction Type	Mortgage
Record Updated	Sep 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	544 SCHAEFFER DR, COLDWATER, MI 49036-9457

Mortgage

Document Number	0202205865
Date	Aug 30, 2022
Instrument	2022-05865

Lender

Name	MARSHALL COMMUNITY CU
Type	Credit Union
Address	LEONIDAS, MI 49066

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2037

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Jun 29, 2020
Property Address	544 SCHAEFFER DR, COLDWATER, MI 49036-9457
Document Number	202004101
Map Reference	LB 6 PG 40
Instrument Date	Jun 26, 2020
Instrument	2020-04101
Transaction Type	Transfer
Record Updated	Jun 8, 2021
Title Company	BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH COUNTY ABSTRACT & TIT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,634.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 DAUGHETTY ST, COLDWATER, MI 49036
Investor	Possibly a Property Investor

Mortgage

Document Number	202004102
Date	Jun 29, 2020
Instrument	2020-04102

Lender

Name	MARSHALL COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 544 Schaeffer Dr was $2,805, up 2.7% from the year before.

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
County Subdivision	Coldwater Township
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$172,900 (+21.25%)	$345,800 (+21.25%)
2025	$2,805.00 (+2.71%)	$142,600	$285,200
2024	$2,731.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 544 Schaeffer Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 544 Schaeffer Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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