541 Schaeffer Dr, Coldwater, MI 49036 Property Records

Branch County property record for 541 Schaeffer Dr, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,490 sqft · built 1987
Lot Size	0.52 acres (22,651 sqft)
Owner	Individual Name on Record
Last Sale	$20,000 (Jul 2020)
Tax Bill	$5,311 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Jul 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`070-S30-000-005-00`

Property Details

APN / Parcel Number

Primary APN	`070-S30-000-005-00`

Interior

Bedrooms	4 Beds
Half Baths	2 Half Baths
Building Area	2,490 sqft Living Area
1st Floor Area	2,490 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Ranch
Lot Area	22,651 sqft (0.52 acres)
Lot Dimensions	150 ft deep x 150 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	541 SCHAEFFER DR
City	COLDWATER
State	MI
Zip	49036-9457
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 5 OF SCHAEFFER ESTATES NO 1 SEC 26 T6S R6W CITY OF C/W'S WELL HEAD PROTECTION AREA
Legal Range	06W
Legal Township	06S
Legal Section	26
Legal Subdivision	SCHAEFFER ESTATES
Legal Lot Number	5
Jurisdiction	BRANCH MI
Township / Civil Division	COLDWATER
Census Block Group	1
Census Block	1073
Census Tract	951301

Owner

Source: Branch County records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	270 BRYAN DR, COLDWATER, MI 49036-9458
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage PROFED FCU
Jul 10, 2020	Warranty Deed, Transfer BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH COUNTY ABSTRACT & TIT
Jan 5, 2017	Warranty Deed, Transfer · VA Mortgage AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2020 · Amount on Record
Deed Sale	Jul 10, 2020 · Amount on Record
Prior Sale	Jan 5, 2017 · Amount on Record
Deed Document Number	20204379
Prior Transfer Date	Mar 4, 2016
Prior Transfer Doc	201601329
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	541 SCHAEFFER DR, COLDWATER, MI 49036-9457
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	270 BRYAN DR, COLDWATER, MI 49036-9458

Mortgage

Document Number	0202204838
Date	Jul 11, 2022
Instrument	2022-04838

Lender

Name	PROFED FCU
Type	Credit Union
Address	FORT WAYNE, IN 46805

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Jul 10, 2020
Property Address	541 SCHAEFFER DR, COLDWATER, MI 49036-9457
Document Number	202004379
Map Reference	LB 6 PG 40
Instrument Date	Jul 10, 2020
Instrument	2020-04379
Transaction Type	Transfer
Record Updated	Jun 8, 2021
Title Company	BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH COUNTY ABSTRACT & TIT

Transaction

Amount	Amount Recorded
Tax	$172.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 SAUK BLVD # BLVDB101, 10, COLDWATER, MI 49036-8801

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	270 BRYAN DR, COLDWATER, MI 49036-9458

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Jan 5, 2017
Property Address	541 SCHAEFFER DR, COLDWATER, MI 49036-9457
Document Number	201700087
Map Reference	LB6 PG40
Instrument Date	Dec 30, 2016
Instrument	2017-00087
Transaction Type	Transfer
Record Updated	Jun 8, 2021
Title Company	BRANCH COUNTY ABSTRACT & TIT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,462.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	328 AIRPORT RD, 328, COLDWATER, MI 49036-9313

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 NORTH ST, LARAMIE, WY 82072-9575

Mortgage

Document Number	201700088
Date	Jan 5, 2017
Instrument	2017-00088

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2047

Tax Assessment & Valuation

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
County Subdivision	Coldwater Township
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$169,900 (+22.32%)	$339,800 (+22.32%)
2025	$5,311.00 (+2.87%)	$138,900	$277,800
2024	$5,163.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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