537 Schaeffer Dr, Coldwater, MI 49036 Property Records

Branch County property record for 537 Schaeffer Dr, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,020 sqft · built 1970
Lot Size	0.49 acres (21,344 sqft)
Owner	Individual Name on Record
Last Sale	$219,000 (Jul 2020)
Tax Bill	$2,940 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`070-S30-000-006-00`

Property Details

APN / Parcel Number

Primary APN	`070-S30-000-006-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Building Area	2,020 sqft Building Perimeter
1st Floor Area	1,012 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	21,344 sqft (0.49 acres)
Lot Dimensions	149 ft deep x 65 ft wide
Garage Area	502 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	537 SCHAEFFER DR
City	COLDWATER
State	MI
Zip	49036-9457
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 6 SCHAEFFER ESTATES NO. 1 SEC 26 T6S R6W CITY OF C/W'S WELL HEAD PROTECTION AREA
Legal Range	06W
Legal Township	06S
Legal Section	26
Legal Subdivision	SCHAEFFER ESTATES
Legal Lot Number	6
Jurisdiction	BRANCH MI
Township / Civil Division	COLDWATER
Census Block Group	1
Census Block	1072
Census Tract	951301

Owner

Source: Branch County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	537 SCHAEFFER DR, COLDWATER, MI 49036-9457
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2021	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Jul 31, 2020	Warranty Deed, Transfer · VA Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP
Nov 9, 2018	Deed of Trust, Mortgage · Line of Credit HONOR CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2020 · Amount on Record
Deed Sale	Jul 31, 2020 · Amount on Record
Prior Sale	Jul 2, 2012 · Amount on Record
Deed Document Number	20204862
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	537 SCHAEFFER DR, COLDWATER, MI 49036-9457
Transaction Type	Mortgage
Record Updated	May 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202103256
Date	Apr 20, 2021
Instrument	2021-03256

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Jul 31, 2020
Property Address	537 SCHAEFFER DR, COLDWATER, MI 49036-9457
Document Number	202004862
Map Reference	LB 6 PG 40
Instrument Date	Jul 24, 2020
Instrument	2020-04862
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,883.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	126 RANSOM WAY, 126, RUTHERFORDTON, NC 28139-8102

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 E GARFIELD AVE, COLDWATER, MI 49036-9190

Mortgage

Document Number	202004863
Date	Jul 31, 2020
Instrument	2020-04863

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRANCH MI
Property Address	537 SCHAEFFER DR, COLDWATER, MI 49036-9457
Transaction Type	Mortgage
Record Updated	Nov 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201807374
Date	Nov 9, 2018
Instrument	2018-07374

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 12, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
County Subdivision	Coldwater Township
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$160,500 (+23.46%)	$321,000 (+23.46%)
2025	$2,940.00 (+2.69%)	$130,000	$260,000
2024	$2,863.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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