544 Memory Ln, Carmel, IN 46032 Property Records

Hamilton County property record for 544 Memory Ln, Carmel, IN 46032 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 1976
Square Footage	2,982 sqft Living Area
Lot Size	31,799 sqft (0.73 acres)
Garage	Attached, 462 sqft
Occupancy	Owner Occupied
Tax Bill	$4,557.00 (2024)

Owner

Source: Hamilton County records · APN 29-09-23-403-021.000-018

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	544 MEMORY LN, CARMEL, IN 46032-1207
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2018	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Jul 01, 2020	Deed of Trust, Mortgage · Conventional Mortgage GVC MORTGAGE INC
Aug 14, 2019	Warranty Deed, Transfer · Conventional Mortgage GVC MORTGAGE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 14, 2019
Deed Sale	Aug 14, 2019
Prior Sale	Apr 29, 2008
Deed Doc Number	2019037353
Record Refreshed	Jun 08, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	544 MEMORY LN, CARMEL, IN 46032-1207
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013213
Date	Mar 28, 2018
Instrument	2018013213

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 06, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	544 MEMORY LN, CARMEL, IN 46032-1207
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041551
Date	Jul 01, 2020
Instrument	2020041551

Lender

Name	GVC MORTGAGE INC
Type	Mortgage Company
Address	TROY, MI 48084

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Aug 14, 2019
Property Address	544 MEMORY LN, CARMEL, IN 46032-1207
Document Number	2019037353
Map Reference	MB 5 PG 106-109
Instrument Date	Jul 24, 2019
Instrument	2019037353
Transaction Type	Transfer
Record Updated	Oct 22, 2021

Transaction

Tax	$0.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	544 MEMORY LN, CARMEL, IN 46032-1207
Investor	Possibly a Property Investor

Mortgage

Document Number	2019037354
Date	Aug 14, 2019
Instrument	2019037354

Lender

Name	GVC MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2049

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$477,900 (+16.36%) Land $98,100 Building $379,800	$477,900 (+16.36%) Land $98,100 Building $379,800
2024	$4,557.00 (+3.31%)	$410,700 (-0.19%) Land $98,100 Building $312,600	$410,700 (-0.19%) Land $98,100 Building $312,600
2023	$4,411.00 (+11.76%) Homeowner's exemption	$411,500 (+17.71%) Land $98,100 Building $313,400	$411,500 (+17.71%) Land $98,100 Building $313,400
2022	$3,947.00 Homeowner's exemption	$349,600 Land $98,100 Building $251,500	$349,600 Land $98,100 Building $251,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (18057C), updated October 5, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Low above 3% of the US · above 21% of Indiana
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`29-09-23-403-021.000-018`
Alternative APN	`1709230403021000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Partial Baths	1 Partial Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	11 Rooms
Building Area	2,982 sqft Living Area
1st Floor	2,982 sqft 1st Floor
Family Room	Family Room
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1976
Architectural Style	Other Style
Foundation Type	Raised Foundation
Roof Material	Asphalt Roof
Lot Area	31,799 sqft (0.73 acres)
Depth X Width	275 ft x 87 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	462 sqft Garage

Exterior Amenities

Pool Type	Above-Ground Pool Pool Type
Pool Area	1 sqft Pool
Shed	1 Shed
Shed Area	120 sqft Shed
Deck Area	269 sqft Deck

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	1709230403021000
Street Address	544 MEMORY LN
City	CARMEL
State	IN
Zip	46032-1207
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ACREAGE .00, SECTION 23, TOWNSHIP 18, RANGE 3, VILLAGE OF MT CARMEL, SECTION 6, LOT 357
Legal Range	03
Legal Township	18
Legal Section	23
Legal Subdivision	VILLAGE OF MOUNT CARMEL SECTION SIX
Legal Block	6
Legal Lot Number	357
Jurisdiction	HAMILTON IN
Minor Civil Division	CLAY
Census Blockgroup	2
Census Block	2005
Census Tract	110906

544 Memory Ln, Carmel, IN 46032 Property Records

Property Highlights

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

July 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities and HVAC

Location & Zoning

Nearby Properties on Memory Ln

Nearby Streets

Search Property Records by Address or Parcel Number