541 Memory Ln, Carmel, IN 46032 Property Records

Hamilton County property record for 541 Memory Ln, Carmel, IN 46032 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1975
Square Footage2,527 sqft Living Area
Lot Size34,412 sqft (0.79 acres)
GarageAttached, 440 sqft
OccupancyOwner Occupied
Tax Bill$4,271.00 (2025)

Property Details

APN / Parcel Number

Primary APN29-09-23-404-004.000-018
Alternative APN
  • 1709230404004000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms11 Rooms
Building Area2,527 sqft Living Area
Gross Area2,967 sqft Gross Area
1st Floor2,527 sqft 1st Floor
Family RoomFamily Room
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Construction TypeFrame Construction
Foundation TypeNo Foundation Foundation
Roof MaterialAsphalt Roof
Lot Area34,412 sqft (0.79 acres)
Depth X Width355 ft x 102 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area440 sqft Garage
Shed1 Shed
Shed Area120 sqft Shed

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address541 MEMORY LN
CityCARMEL
StateIN
Zip46032-1206
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionACREAGE .00, SECTION 23, TOWNSHIP 18, RANGE 3, VILLAGE OF MT CARMEL, SECTION 6, LOT 365, IRREGULAR SHAPE
Legal Range03
Legal Township18
Legal Section23
Legal SubdivisionVILLAGE OF MT CARMEL SECTION 6
Legal Block6
Legal Lot Number365
JurisdictionHAMILTON IN
Minor Civil DivisionCLAY
Census Blockgroup2
Census Block2006
Census Tract110906

Owner

Source: Hamilton County records · APN 29-09-23-404-004.000-018

Assessment roll updated March 16, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address541 MEMORY LN, CARMEL, IN 46032-1206
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 04, 2026Deed of Trust, Mortgage · Line of Credit
BMO BANK NA
Dec 19, 2025Intrafamily Transfer, Transfer
Dec 18, 2025Intrafamily Transfer, Transfer
Dec 14, 2018Deed of Trust, Mortgage · Line of Credit
PNC BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateDec 18, 2025
Transfer Doc0000055207
Record RefreshedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address541 MEMORY LN, CARMEL, IN 46032-1206
Transaction TypeMortgage
Record UpdatedFeb 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address541 MEMORY LN, CARMEL, IN 46032-1206

Mortgage

Document Number0000004578
DateFeb 04, 2026
Instrument2026004578
Lender
NameBMO BANK NA
TypeBank
AddressCHICAGO, IL 60606
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 02, 2056
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

December 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHAMILTON IN
Recording DateDec 19, 2025
Property Address541 MEMORY LN, CARMEL, IN 46032-1206
Document Number0000055207
Map ReferenceMB 5 PG 106-109
Instrument DateDec 18, 2025
Instrument2025055207
Transaction TypeTransfer
Record UpdatedDec 31, 2025

Transaction

Tax$0.00
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address541 MEMORY LN, CARMEL, IN 46032-1206

December 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHAMILTON IN
Recording DateDec 18, 2025
Property Address541 MEMORY LN, CARMEL, IN 46032-1206
Document Number0000054967
Map ReferenceMB 5 PG 106-109
Instrument DateDec 18, 2025
Instrument2025054967
Transaction TypeTransfer
Record UpdatedDec 30, 2025

Transaction

Tax$0.00
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address541 MEMORY LN, CARMEL, IN 46032-1206

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address541 MEMORY LN, CARMEL, IN 46032-1206
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000058156
DateDec 14, 2018
Instrument2018058156
Lender
NamePNC BANK NA
TypeBank
AddressBRECKSVILLE, OH 44141
Agreement
TypeLine of Credit
AmountAmount Recorded
Term443 Months
DueNov 26, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated March 16, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,271.00 (+6.38%)$425,800 (+15.21%) Land $100,700 Building $325,100$425,800 (+15.21%) Land $100,700 Building $325,100
2024$4,015.00 (+2.92%)$369,600 (-0.03%) Land $100,700 Building $268,900$369,600 (-0.03%) Land $100,700 Building $268,900
2023$3,901.00 (+8.33%) Homeowner's exemption$369,700 (+16.77%) Land $100,700 Building $269,000$369,700 (+16.77%) Land $100,700 Building $269,000
2022$3,601.00 Homeowner's exemption$316,600 Land $100,700 Building $215,900$316,600 Land $100,700 Building $215,900

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