523 Memory Ln, Carmel, IN 46032 Property Records

Hamilton County property record for 523 Memory Ln, Carmel, IN 46032 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	4 Baths
Year Built	Built 1977
Square Footage	3,820 sqft Living Area
Lot Size	30,056 sqft (0.689 acres)
Occupancy	Owner Occupied
Last Sale	$590,000 (2025)
Tax Bill	$4,856.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`29-09-23-404-002.000-018`
Alternative APN	`1709230404002000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Partial Baths	1 Partial Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	10 Rooms
Building Area	3,820 sqft Living Area
1st Floor	1,972 sqft 1st Floor
2nd Floor	1,848 sqft 2nd Floor
Family Room	Family Room
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1977
Architectural Style	Other Style
Foundation Type	Raised Foundation
Roof Material	Asphalt Roof
Lot Area	30,056 sqft (0.689 acres)
Depth X Width	331 ft x 114 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	483 sqft Garage
Shed	1 Shed
Shed Area	112 sqft Shed

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	1709230404002000
Street Address	523 MEMORY LN
City	CARMEL
State	IN
Zip	46032-1206
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ACREAGE .00, SECTION 23, TOWNSHIP 18, RANGE 3, VILLAGE OF MT CARMEL, SECTION 6, LOT 363, IRREGULAR SHAPE
Legal Range	03
Legal Township	18
Legal Section	23
Legal Subdivision	VILLAGE OF MT CARMEL
Legal Block	6
Legal Lot Number	363
Jurisdiction	HAMILTON IN
Minor Civil Division	CLAY
Census Blockgroup	2
Census Block	2006
Census Tract	110906

Owner

Source: Hamilton County records · APN 29-09-23-404-002.000-018

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	523 MEMORY LN, CARMEL, IN 46032-1206
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 08, 2025 · Amount on Record
Deed Sale	Apr 08, 2025 · Amount on Record
Deed Doc Number	2025013153
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$509,200 (+16.52%) Land $97,100 Building $412,100	$509,200 (+16.52%) Land $97,100 Building $412,100
2024	$4,856.00 (+2.69%)	$437,000 (-0.09%) Land $97,100 Building $339,900	$437,000 (-0.09%) Land $97,100 Building $339,900
2023	$4,729.00 (+9.42%) Homeowner's exemption	$437,400 (+15.68%) Land $97,100 Building $340,300	$437,400 (+15.68%) Land $97,100 Building $340,300
2022	$4,322.00 Homeowner's exemption	$378,100 Land $97,100 Building $281,000	$378,100 Land $97,100 Building $281,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (18057C), updated October 5, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.