Schenectady County and Schenectady City property record for 544 Harrison Ave, Schenectady, NY 12306
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,090 sqft · built 1898 |
| Lot Size | 0.141 acres (6,174 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $160,000 (Oct 2021) |
| Tax Bill | $5,846 (2026) |
| Deeds & Mortgages | May 2018 Line of Credit Nov 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 48.67-1-47 |
| Primary APN | 421500 48.67-1-47 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,090 sqft Living Area |
| 1st Floor Area | 534 sqft |
| 2nd Floor Area | 556 sqft |
| Year Built | Built 1898 |
|---|---|
| Effective Year Built | Effective 1898 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,174 sqft (0.141 acres) |
| Lot Dimensions | 137 ft deep x 45 ft wide |
| Garage Type | Attached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 322 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 544 HARRISON AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-3928 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 2 WOOD AND GARAGE |
| Legal Subdivision | HARRISON AVENUE |
| Legal Block | 1 |
| Legal Lot Number | 47.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 33200 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 544 HARRISON AVE, SCHENECTADY, NY 12306-3928 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 8, 2018 | Deed of Trust, Mortgage · Line of Credit SUNMARK FCU |
| Nov 4, 2020 | Deed of Trust, Mortgage · Line of Credit CAPITAL COMMUNICATIONS FCU |
| Oct 27, 2021 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 27, 2021 · Amount on Record |
| Deed Sale | Oct 27, 2021 · Amount on Record |
| Prior Sale | Sep 15, 2015 · Amount on Record |
| Deed Document Number | 202153883 |
| Deed Book / Page | 2070 / 333 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 544 HARRISON AVE, SCHENECTADY, NY 12306-3928 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000019554 |
|---|---|
| Date | May 8, 2018 |
| Book Page | 4835/352 |
| Instrument | 201819554 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Address | LATHAM, NY 12110 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 25, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 544 HARRISON AVE, SCHENECTADY, NY 12306-3928 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000034182 |
|---|---|
| Date | Nov 4, 2020 |
| Book Page | 5036/304 |
| Instrument | 202034182 |
| Name | CAPITAL COMMUNICATIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Oct 27, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Oct 27, 2021 |
| Property Address | 544 HARRISON AVE, SCHENECTADY, NY 12306-3928 |
| Document Number | 0000053883 |
| Book / Page | 2070 / 333 |
| Instrument Date | Oct 15, 2021 |
| Instrument | 202153883 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $640.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 544 HARRISON AVE, 544, SCHENECTADY, NY 12306-3928 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1656 MONTGOMERY AVE, BRONX, NY 10453-7302 |
| Document Number | 0000053884 |
|---|---|
| Date | Oct 27, 2021 |
| Instrument | 202153884 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,846.00 (+2.08%) | ||
| 2025 | $5,727.00 (+33.06%) | $116,600 (-) Land $13,100 Building $103,500 | $193,078 (+30.82%) Land $21,692 Building $171,386 |
| 2023 | $116,600 (+33.41%) Land $13,100 Building $103,500 | $147,595 (+38.48%) Land $16,582 Building $131,013 | |
| 2022 | $87,400 Land $13,100 Building $74,300 | $106,585 Land $15,976 Building $90,609 | |
| 2021 | $4,304.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 823 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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