538 Harrison Ave, Schenectady, NY 12306 Property Records

Schenectady County and Schenectady City property record for 538 Harrison Ave, Schenectady, NY 12306

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,393 sqft · built 1901
Lot Size0.141 acres (6,174 sqft)
Owner2 Individual Names on Record
Last Sale$109,000 (Sep 2018)
Tax Bill$5,907 (2026)
Deeds & MortgagesSep 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN421500 48.67-1-49

Property Details

APN / Parcel Number

Primary APN421500 48.67-1-49
Alternative APN
  • 150004806700010490000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,393 sqft Living Area
1st Floor Area777 sqft
2nd Floor Area616 sqft
Basement Area246 sqft
Finished Basement246 sqft

Exterior

Year BuiltBuilt 1901
Effective Year BuiltEffective 1901
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area6,174 sqft (0.141 acres)
Lot Dimensions137 ft deep x 45 ft wide
Garage TypeDetached
Garage Area260 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area550 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address538 HARRISON AVE
CitySCHENECTADY
StateNY
Zip12306-3928
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code03 - MULTI
Legal Description2 WOOD AND GARAGE
Legal Block1
Legal Lot Number49.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group4
Census Block4002
Census Tract33200

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address538 HARRISON AVE, SCHENECTADY, NY 12306-3928
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 6, 2018 · Amount on Record
Deed SaleSep 6, 2018 · Amount on Record
Prior SaleApr 24, 2018 · Amount on Record
Deed Document Number201839720
Deed Book / Page1995 / 138
Record UpdatedOct 29, 2026

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateSep 6, 2018
Property Address538 HARRISON AVE, SCHENECTADY, NY 12306-3928
Document Number0000039720
Book / Page1995 / 138
Instrument DateAug 31, 2018
Instrument201839720
Transaction TypeTransfer
Record UpdatedMay 10, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$436.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address538 HARRISON AVE, 538, ROTTERDAM, NY 12306-3928

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1968 EASTERN PKWY, SCHENECTADY, NY 12309-6229

Mortgage

Document Number0000039721
DateSep 6, 2018
Instrument201839721
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2048

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,907.00 (+2.06%)
2025$5,788.00 (+4.33%)$118,100 (-) Land $17,700 Building $100,400$195,562 (+30.82%) Land $29,309 Building $166,253
2023$118,100 (-) Land $17,700 Building $100,400$149,494 (+3.8%) Land $22,405 Building $127,089
2022$118,100 Land $17,700 Building $100,400$144,024 Land $21,585 Building $122,439
2021$5,548.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 823 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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