Schenectady County and Schenectady City property record for 540 Harrison Ave, Schenectady, NY 12306 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,102 sqft · built 1910 |
| Lot Size | 0.141 acres (6,174 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $225,000 (Aug 2024) |
| Tax Bill | $5,593 (2025) |
| Deeds & Mortgages | Aug 2024 Sale & Mortgage Nov 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 48.67-1-48 |
| Primary APN | 421500 48.67-1-48 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,102 sqft Living Area |
| 1st Floor Area | 574 sqft |
| 2nd Floor Area | 528 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,174 sqft (0.141 acres) |
| Lot Dimensions | 137 ft deep x 45 ft wide |
| Garage Type | Detached |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 323 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 540 HARRISON AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-3928 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2 WOOD AND GARAGE |
| Legal Block | 1 |
| Legal Lot Number | 48.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 33200 |
Source: Schenectady County and Schenectady City records · APN 421500 48.67-1-48
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1063 FOREST RD, SCHENECTADY, NY 12303-1147 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 01, 2024 | Warranty Deed, Transfer · Conventional Mortgage US MORTGAGE CORP |
| Nov 13, 2023 | Deed, Transfer |
| Feb 21, 2018 | Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 01, 2024 · Amount on Record |
| Deed Sale | Aug 01, 2024 · Amount on Record |
| Prior Sale | Nov 13, 2023 · Amount on Record |
| Deed Document Number | 202445257 |
| Deed Book / Page | 2134 / 732 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Aug 01, 2024 |
| Property Address | 540 HARRISON AVE, SCHENECTADY, NY 12306-3928 |
| Document Number | 0000045257 |
| Book / Page | 2134 / 732 |
| Map Reference | MB 2119 PG 381 |
| Instrument Date | Jul 12, 2024 |
| Instrument | 202445257 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | 3G TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $900.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 540 HARRISON AVE, SCHENECTADY, NY 12306-3928 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1063 FOREST RD, SCHENECTADY, NY 12303-1147 |
| Document Number | 0000045258 |
|---|---|
| Date | Aug 01, 2024 |
| Instrument | 202445258 |
| Name | US MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Nov 13, 2023 |
| Property Address | 540 HARRISON AVE, SCHENECTADY, NY 12306-3928 |
| Document Number | 0000063658 |
| Book / Page | 2119 / 381 |
| Instrument Date | Oct 20, 2023 |
| Instrument | 202363658 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $488.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 540 HARRISON AVE, SCHENECTADY, NY 12306-3928 |
| Name | Verified Name |
|---|---|
| Address | 1605 WOOLSEY ST, SCHENECTADY, NY 12303-1311 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 540 HARRISON AVE, SCHENECTADY, NY 12306-3928 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000007859 |
|---|---|
| Date | Feb 21, 2018 |
| Book Page | 4820/162 |
| Instrument | 201807859 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 14, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,593.00 (+63.35%) | $123,000 (+15.82%) Land $15,900 Building $107,100 | $203,676 (+51.51%) Land $26,329 Building $177,347 |
| 2023 | $106,200 (-) Land $15,900 Building $90,300 | $134,430 (+3.8%) Land $20,127 Building $114,303 | |
| 2022 | $106,200 Land $15,900 Building $90,300 | $129,512 Land $19,390 Building $110,122 | |
| 2021 | $3,424.00 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 823 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Greenlight Networks Holding | Fiber | 8,000 / 8,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fiber | 980 / 880 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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