Hamilton County property record for 514 E Main St, Chattanooga, TN 37408
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 1,656 sqft · built 1948 |
| Lot Size | 0.141 acres (6,164 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Jul 2007) |
| Tax Bill | $2,340 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 145L J 003 |
| Primary APN | 145L J 003 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,656 sqft Total Area |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Concrete Block |
| Fire Resistance | Masonry Walls, Wood Interior |
| Roof Type | Wood Truss |
| Roof Material | Rolled Roofing |
| Lot Area | 6,164 sqft (0.141 acres) |
| Lot Dimensions | 134 ft deep x 46 ft wide |
| Heating System | HVAC |
|---|---|
| Sewer | Connected |
| Account Number | 0000070898 |
|---|---|
| Street Address | 514 E MAIN ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37408-1492 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | C2 |
| Legal Description | LT 32 BLK 4 MONTAGUES ADDN NO 1 PB 2 PG 34 |
| Legal Subdivision | MONTAGUES ADDN NO 1 |
| Legal Block | 4 |
| Legal Lot Number | 32 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 2000 |
Source: Hamilton County records · APN 145L J 003
Assessment roll updated May 20, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1607 JEFFERSON ST, CHATTANOOGA, TN 37408-2127 |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 30, 2007 · Amount on Record |
| Deed Sale | Jul 30, 2007 · Amount on Record |
| Prior Sale | Sep 22, 1997 |
| Deed Document Number | 2007073000385 |
| Deed Book / Page | 8420 / 644 |
| Record Updated | Jun 08, 2026 |
Source: Hamilton County records · Assessment roll updated May 20, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,340.00 (-5.38%) | $154,400 (+39.65%) | $386,000 (+39.65%) Land $369,800 Building $16,200 |
| 2024 | $2,473.00 | $110,560 (-) | $276,400 (-) Land $246,600 Building $29,800 |
| 2023 | $2,473.00 | $110,560 (-) | $276,400 (-) Land $246,600 Building $29,800 |
| 2022 | $2,473.00 | $110,560 | $276,400 Land $246,600 Building $29,800 |
Source: FEMA National Flood Hazard Layer as of August 30, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 7 (1978–2000) |
| Claims Outside the SFHA | 5 of 7 |
| Most Recent Claim | Apr 2000 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Electric Power Board of Chattanooga, Tennessee Fiber | 100,000 / 100,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile USA, Verizon.
Based on FCC filings for 370 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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