5435 S Ridge Top, Springfield, MO 65804 Property Records

Greene County property record for 5435 S Ridge Top, Springfield, MO 65804

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 6,941 sqft · built 2005
Lot Size	0.958 acres (41,730 sqft)
Owner	Individual Name on File
Last Sale	$812,500 (Jun 2009)
Tax Bill	$9,097 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`88-19-19-400-031`

Property Details

APN / Parcel Number

Primary APN	`88-19-19-400-031`
Alternative APN	`1919400031`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	6,941 sqft Living Area
1st Floor Area	2,971 sqft
Basement Area	1,800 sqft
Finished Basement	1,800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	French
Construction Type	Brick
Lot Area	41,730 sqft (0.958 acres)
Lot Dimensions	342 ft deep x 122 ft wide

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	881919400031
Street Address	5435 S RIDGE TOP
City	SPRINGFIELD
State	MO
Zip	65804-7140
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	INC
Legal Description	LAKE RIDGE ESTATES LOT 13
Legal Range	21W
Legal Township	28N
Legal Section	19
Legal Subdivision	LAKE
Legal Lot Number	13
Jurisdiction	GREENE MO
Township / Civil Division	SPRINGFIELD
Census Block Group	1
Census Block	1008
Census Tract	4003

Owner

5435 S Ridge Top is owned and occupied by an individual who bought it in June 2009.

Source: Greene County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	5435 S RIDGE TOP, SPRINGFIELD, MO 65804-7140
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2017	Deed of Trust, Mortgage · Conventional Mortgage OAKSTAR BANK NA
Dec 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAT BRANCH HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2009 · Amount on File
Deed Sale	Jun 26, 2009 · Amount on File
Prior Sale	Jan 7, 2005 · Amount on File
Deed Document Number	200929335
Deed Book / Page	2009 / 2933509
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE MO
Property Address	5435 S RIDGE TOP, SPRINGFIELD, MO 65804-7140
Transaction Type	Mortgage
Record Updated	Jul 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003125
Date	Aug 2, 2017
Book Page	2017/031259-17
Instrument	031259-17

Lender

Name	OAKSTAR BANK NA
Type	Bank
Address	SPRINGFIELD, MO 65807

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2032

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE MO
Property Address	5435 S RIDGE TOP, SPRINGFIELD, MO 65804-7140
Transaction Type	Mortgage
Record Updated	Jul 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005205
Date	Dec 10, 2020
Book Page	2020/52055-20
Instrument	52055-20

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 5435 S Ridge Top was $9,097.

Source: Greene County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Greene County
Municipality	Springfield City
Unified School District	Springfield R-XII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$182,610 (-) Land $12,750 Building $169,860
2025	$9,097.00	$182,610 Land $12,750 Building $169,860	$961,100 Land $67,100 Building $894,000
2023	$9,017.00 (+12.88%)	$169,040 (+15.56%) Land $12,750 Building $156,290	$889,700 Land $67,100 Building $822,600
2022	$7,988.00	$146,280 Land $12,750 Building $133,530
2021			$769,900 Land $67,100 Building $702,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5435 S Ridge Top in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2002)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2002 · Severe Storms, Tornadoes And Flooding
Claims by Event	Severe Storms, Tornadoes And Flooding, May 2002 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5435 S Ridge Top is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 72% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY UTILITIES OF SPRINGFIELD serves 210,898 people · EPA ID MO5010754
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Brightspeed Fiber	940 / 940
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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