5424 S Ridge Top, Springfield, MO 65804 Property Records

Greene County property record for 5424 S Ridge Top, Springfield, MO 65804

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,697 sqft · built 2013
Lot Size	1.28 acres (55,931 sqft)
Owner	Individual Name on File
Last Sale	$360,000 (Mar 2013)
Tax Bill	$4,591 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Jun 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`88-19-19-400-027`

Property Details

APN / Parcel Number

Primary APN	`88-19-19-400-027`
Alternative APN	`1919400027`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,697 sqft Living Area
1st Floor Area	2,054 sqft
Basement Area	1,643 sqft
Finished Basement	1,643 sqft
Family Room	Family Room

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Ranch
Construction Type	Brick
Lot Area	55,931 sqft (1.28 acres)
Lot Dimensions	343 ft deep x 163 ft wide

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	881919400027
Street Address	5424 S RIDGE TOP
City	SPRINGFIELD
State	MO
Zip	65804-7140
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	INC
Legal Description	LAKE RIDGE ESTATES LOT 9
Legal Range	21W
Legal Township	28N
Legal Section	19
Legal Subdivision	LAKE
Legal Lot Number	9
Jurisdiction	GREENE MO
Township / Civil Division	SPRINGFIELD
Census Block Group	1
Census Block	1008
Census Tract	4003

Owner

5424 S Ridge Top is owned and occupied by an individual who acquired it in June 2017.

Source: Greene County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	5424 S RIDGE TOP, SPRINGFIELD, MO 65804-7140
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2025	Deed of Trust, Mortgage · Line of Credit OAKSTAR BANK NA
Jun 29, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2013 · Amount on File
Deed Sale	Mar 19, 2013 · Amount on File
Deed Document Number	201311816
Deed Book / Page	2013 / 1181613
Last Transfer Date	Jun 19, 2017
Transfer Doc	0000025589
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE MO
Property Address	5424 S RIDGE TOP, SPRINGFIELD, MO 65804-7140
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5297 S NEWTON AVE, SPRINGFIELD, MO 65810-3404

Mortgage

Document Number	0000003919
Date	Nov 26, 2025
Book Page	2025/39199-25
Instrument	39199-25

Lender

Name	OAKSTAR BANK NA
Type	Bank
Address	14680

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GREENE MO
Recording Date	Jun 29, 2017
Property Address	5424 S RIDGE TOP, SPRINGFIELD, MO 65804-7140
Document Number	0000025589
Instrument Date	Jun 19, 2017
Instrument	25589
Transaction Type	Transfer
Record Updated	Jul 18, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5424 S RIDGE TOP SPRINGFIELD MO 658047140, SPRINGFIELD, MO 65804-7140

Tax Assessment & Valuation

The 2025 property tax bill for 5424 S Ridge Top was $4,591.

Source: Greene County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Greene County
Municipality	Springfield City
Unified School District	Springfield R-XII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$92,170 (-) Land $4,640 Building $87,530
2025	$4,591.00	$92,170 Land $4,640 Building $87,530	$485,100 Land $24,400 Building $460,700
2023	$4,475.00 (+5.49%)	$83,890 (+7.99%) Land $4,640 Building $79,250	$441,500 Land $24,400 Building $417,100
2022	$4,242.00	$77,680 Land $4,640 Building $73,040
2021			$408,800 Land $24,400 Building $384,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5424 S Ridge Top in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2002)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2002 · Severe Storms, Tornadoes And Flooding
Claims by Event	Severe Storms, Tornadoes And Flooding, May 2002 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5424 S Ridge Top is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY UTILITIES OF SPRINGFIELD serves 210,898 people · EPA ID MO5010754
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Brightspeed Fiber	940 / 940
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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