5447 S Ridge Top, Springfield, MO 65804 Property Records

Greene County property record for 5447 S Ridge Top, Springfield, MO 65804

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,957 sqft · built 2007
Lot Size	0.364 acres (15,856 sqft)
Owner	2 Company Names on Record
Tax Bill	$5,376 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`88-19-19-400-033`

Property Details

APN / Parcel Number

Primary APN	`88-19-19-400-033`
Alternative APN	`1919400033`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,957 sqft Living Area
1st Floor Area	2,525 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Ranch
Construction Type	Brick
Lot Area	15,856 sqft (0.364 acres)
Lot Dimensions	178 ft deep x 89 ft wide

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	881919400033
Street Address	5447 S RIDGE TOP
City	SPRINGFIELD
State	MO
Zip	65804-7140
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	INC
Legal Description	LAKE RIDGE ESTATES LOT 15
Legal Range	21W
Legal Township	28N
Legal Section	19
Legal Subdivision	LAKE
Legal Lot Number	15
Jurisdiction	GREENE MO
Township / Civil Division	SPRINGFIELD
Census Block Group	1
Census Block	1008
Census Tract	4003

Owner

Source: Greene County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	5447 S RIDGE TOP, SPRINGFIELD, MO 65804-7140
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2022	Deed of Trust, Mortgage · Line of Credit OAKSTAR BANK NA
Jul 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage OAKSTAR BANK NA
Mar 23, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2025
Deed Sale	Apr 24, 2025
Prior Sale	Mar 23, 2018
Deed Document Number	202512392
Deed Book / Page	2025 / 12392
Prior Transfer Date	Mar 22, 2018
Prior Transfer Doc	0000009684
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE MO
Property Address	5447 S RIDGE TOP, SPRINGFIELD, MO 65804-7140
Transaction Type	Mortgage
Record Updated	Feb 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000330
Date	Jan 24, 2022
Book Page	2022/3303-22
Instrument	3303-22

Lender

Name	OAKSTAR BANK NA
Type	Bank
Address	SPRINGFIELD, MO 65814

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE MO
Property Address	5447 S RIDGE TOP, SPRINGFIELD, MO 65804-7140
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027889
Date	Jul 23, 2020
Book Page	2020/27889-20
Instrument	27889-20

Lender

Name	OAKSTAR BANK NA
Type	Bank
Address	SPRINGFIELD, MO 65807

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2035

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GREENE MO
Recording Date	Mar 23, 2018
Property Address	5447 S RIDGE TOP, SPRINGFIELD, MO 65804-7140
Document Number	0000009684
Instrument Date	Mar 22, 2018
Instrument	9684
Transaction Type	Transfer
Record Updated	Apr 6, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5447 S RIDGE TOP SPRINGFIELD MO 658047140, SPRINGFIELD, MO 65804-7140

Tax Assessment & Valuation

Source: Greene County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Greene County
Municipality	Springfield City
Unified School District	Springfield R-XII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$107,920 (-) Land $9,310 Building $98,610
2025	$5,376.00	$107,920 (+10.34%) Land $9,310 Building $98,610	$568,000 (+10.33%) Land $49,000 Building $519,000
2023		$97,810 (+13.84%) Land $9,310 Building $88,500	$514,800 (+13.84%) Land $49,000 Building $465,800
2022	$4,692.00	$85,920 Land $9,310 Building $76,610
2021			$452,200 Land $49,000 Building $403,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2002)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2002 · Severe Storms, Tornadoes And Flooding
Claims by Event	Severe Storms, Tornadoes And Flooding, May 2002 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY UTILITIES OF SPRINGFIELD serves 210,898 people · EPA ID MO5010754
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Brightspeed Fiber	940 / 940
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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