San Diego County property record for 5432 Stirrup Way, Oceanside, CA 92057 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,500 sqft · built 1981 |
| Lot Size | 0.173 acres (7,549 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $240,000 (Jul 2001) |
| Tax Bill | $3,978 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Sep 2016 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 157-351-08-00 |
| Primary APN | 157-351-08-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,500 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 7,549 sqft (0.173 acres) |
| Lot Dimensions | 90 ft deep x 60 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 1575400800 |
|---|---|
| Street Address | 5432 STIRRUP WAY |
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-5514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 8 TR 009592 |
| Legal Subdivision | SPRING CREEK |
| Legal Tract | 009592 |
| Legal Block | 2 |
| Legal Lot Number | 8 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 19303 |
Source: San Diego County records · APN 157-351-08-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5432 STIRRUP WAY, OCEANSIDE, CA 92057-5514 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 07, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE |
| Sep 13, 2016 | Loan Modification, Mortgage · Conventional Mortgage NATIONAL CTY BK/IN |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 25, 2001 · Amount on Record |
| Deed Sale | Jul 25, 2001 · Amount on Record |
| Prior Sale | Jun 09, 1995 · Amount on Record |
| Deed Document Number | 2001517580 |
| Prior Transfer Date | Jan 24, 2001 |
| Prior Transfer Doc | 0000054255 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5432 STIRRUP WAY, OCEANSIDE, CA 92057-5514 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2021 |
| Title Company | BNT TITLE COMPANY/CA, BNT TITLE COMPANY OF CA |
| Name | Verified Name |
|---|---|
| Address | 5432 STIRRUP WAY, OCEANSIDE, CA 92057-5514 |
| Document Number | 0000632100 |
|---|---|
| Date | Sep 07, 2021 |
| Instrument | 2021-0632100 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5432 STIRRUP WAY, OCEANSIDE, CA 92057-5514 |
| Document Number | 0000007328 |
| Instrument Date | Sep 13, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5432 STIRRUP WAY OCEANSIDE CA 920575514, OCEANSIDE, CA 92057-5514 |
| Document Number | 0000007328 |
|---|---|
| Date | Jan 05, 2017 |
| Instrument | 7328 |
| Name | NATIONAL CTY BK/IN |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 468 Months |
| Due | Jan 04, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.5% |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Vista Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $361,623 (+2%) Land $210,949 Building $150,674 | |
| 2025 | $3,978.00 (+8.72%) Homeowner's exemption | $354,533 (+4.04%) Land $206,813 Building $147,720 |
| 2023 | $3,659.00 (+0.3%) Homeowner's exemption | $340,768 Land $198,783 Building $141,985 |
| 2022 | $3,648.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730193032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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