5419 Stirrup Way, Oceanside, CA 92057 Property Records

San Diego County property record for 5419 Stirrup Way, Oceanside, CA 92057

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,836 sqft · built 1981
Lot Size0.121 acres (5,261 sqft)
OwnerIndividual Name on Record
Last Sale$160,500 (Dec 1993)
Tax Bill$3,054 (2025)
Deeds & MortgagesApr 2021 Reverse Mortgage
Flood ZoneZone X (minimal risk)
APN157-351-20-00

Property Details

APN / Parcel Number

Primary APN157-351-20-00
Alternative APN
  • 1575402000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,836 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Architectural StyleBungalow
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialWood Shingle
Lot Area5,261 sqft (0.121 acres)
Lot Dimensions90 ft deep x 60 ft wide
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Old Parcel Number1575402000
Street Address5419 STIRRUP WAY
CityOCEANSIDE
StateCA
Zip92057-5514
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-SP-EQ
Legal DescriptionLOT 20 TR 009592
Legal SubdivisionSPRING CREEK
Legal Tract009592
Legal Block2
Legal Lot Number20
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2000
Census Tract19303

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5419 STIRRUP WAY, OCEANSIDE, CA 92057-5514
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 7, 1993 · Amount on Record
Deed SaleDec 7, 1993 · Amount on Record
Prior SaleNov 6, 1987 · Amount on Record
Deed Document Number1993823767
Last Transfer DateDec 12, 2002
Transfer Doc0001176138
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address5419 STIRRUP WAY, OCEANSIDE, CA 92057-5514
Transaction TypeMortgage
Record UpdatedApr 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address5419 STIRRUP WAY, OCEANSIDE, CA 92057-5514

Mortgage

Document Number0000251614
DateApr 1, 2021
Instrument2021-0251614
Lender
NameAMERICAN ADVISORS GROUP
TypeMortgage Company
AddressIRVINE, CA 92612
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate2.46%
Type Change DateMay 1, 2021
Change FrequencyAnnually
Index1-Year CMT

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$278,220 (+2%) Land $95,599 Building $182,621
2025$3,054.00 (+8.72%) Homeowner's exemption$272,766 (+4.04%) Land $93,725 Building $179,041
2023$2,809.00 (+0.32%) Homeowner's exemption$262,177 Land $90,087 Building $172,090
2022$2,800.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber · Cable in parts of the area
2,000 / 35
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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