5427 Stirrup Way, Oceanside, CA 92057 Property Records

San Diego County property record for 5427 Stirrup Way, Oceanside, CA 92057 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,500 sqft · built 1981
Lot Size0.115 acres (4,994 sqft)
OwnerIndividual Name on File
Last Sale$455,000 (May 2020)
Tax Bill$7,679 (2025)
Deeds & MortgagesDec 2021 Mortgage
May 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN157-351-22-00

Property Details

APN / Parcel Number

Primary APN157-351-22-00
Alternative APN
  • 1575402200

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,500 sqft Living Area

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Lot Area4,994 sqft (0.115 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number1575402200
Street Address5427 STIRRUP WAY
CityOCEANSIDE
StateCA
Zip92057-5514
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 22 TR 009592
Legal SubdivisionSPRING CREEK
Legal Tract009592
Legal Block2
Legal Lot Number22
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2000
Census Tract19303

Owner

Source: San Diego County records · APN 157-351-22-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5427 STIRRUP WAY, OCEANSIDE, CA 92057-5514
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 17, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
May 29, 2020Grant Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
May 04, 2017Grant Deed, Transfer · VA Mortgage
BAY EQUITY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 29, 2020 · Amount on Record
Deed SaleMay 29, 2020 · Amount on Record
Prior SaleMay 04, 2017 · Amount on Record
Deed Document Number2020273922
Last Transfer DateDec 09, 2021
Transfer Doc0000853230
Record UpdatedSep 20, 2026

December 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateDec 17, 2021
Property Address5427 STIRRUP WAY, OCEANSIDE, CA 92057-5514
Document Number0000853230
Map ReferenceMAP 9592
Instrument DateDec 09, 2021
Instrument2021-0853230
Transaction TypeTransfer
Record UpdatedDec 30, 2021
Title CompanyAMROCK INC, AMROCK LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5427 STIRRUP WAY, OCEANSIDE, CA 92057-5514

Mortgage

Document Number0000853231
DateDec 17, 2021
Instrument2021-0853231
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

May 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMay 29, 2020
Property Address5427 STIRRUP WAY, OCEANSIDE, CA 92057-5514
Document Number0000273922
Map ReferenceMAP 9592
Instrument DateJan 04, 2020
Instrument2020-0273922
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address5427 STIRRUP WAY, OCEANSIDE, CA 92057-5514
InvestorPossibly a Property Investor

Mortgage

Document Number0000273923
DateMay 29, 2020
Instrument2020-0273923
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2050

May 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMay 04, 2017
Property Address5427 STIRRUP WAY, OCEANSIDE, CA 92057-5514
Document Number0000201201
Instrument DateApr 14, 2017
Instrument201201
Transaction TypeTransfer
Record UpdatedMay 09, 2017
Title CompanyTICOR TITLE SAN DIEGO BR

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$518.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5427 STIRRUP WAY OCEANSIDE CA 920575514, OCEANSIDE, CA 92057-5514

Mortgage

Document Number201202
DateMay 04, 2017
Instrument201202
Lender
NameBAY EQUITY
TypeFunding / Finance Company
AddressSAUSALITO, CA 94965
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 03, 2047

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$688,731 (+2%) Land $488,951 Building $199,780
2025$7,679.00 (+8.64%)$675,227 (+4.04%) Land $479,364 Building $195,863
2023$7,068.00 (+0.24%)$649,008 Land $460,750 Building $188,258
2022$7,051.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730193032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 387 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsFiber2,000 / 35
San Diego BroadbandFixed Wireless (unlicensed)500 / 100
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: Cox Communications, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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